Earn up to 4.19% APY2.  No account fees. No minimum balances.

Take Your Savings
to the Next Level

Competitive interest rates at every level. The more money you deposit in your Baselane Banking account, the more money
you earn.

Start Earning
  • Earn up to 4.19% APY2
  • No account fees or minimum balances
  • Interest paid monthly
Grow your Savings
4.19%
APY interest

How it Works

1
Open a Baselane Banking account

Open a Baselane Banking account and instantly earn competitive interest rates that are magnitudes higher than the big banks. This is just the beginning - there’s so much more in store.

2
Earn more with higher balances

Fund your account and take advantage of up to 4.19% APY2. As your deposits grow, so will the interest rate you earn.

3
Boost your APY when you collect Rent

Receive an additional 0.46% APY interest when you collect rent through Baselane. Invite your tenant and get started in a matter of minutes.

Unlock Higher Returns on Your Savings

The sooner you fund your account, the sooner you can start taking advantage of our high APY.

Everything You Need to Manage Your 
Rental Property Finances for Free

Powerful financial tools that put you in complete control of your rental finances.

Baselane Banking Free

  • Instant online account opening
  • Accounts for individuals and businesses (LLCs, corporations and partnerships)
  • No minimum deposit or balance
  • No monthly fees or ACH transfer fees
  • Dedicated accounts by property
  • Virtual account to separate security deposits, savings and more
  • High-yield interest 60x national average on all balances
  • Unlimited 1% cash back3 on all debit card spend
  • Apple and Google Pay support
  • Bank from anywhere with an intuitive, digital-first experience

Rent Collection Free

  • Collect recurring rent payments into a Baselane Banking or external bank account
  • Collect security deposits & one-time or recurring fees
  • Fast payments: get paid in 2-5 days
  • Automated late fee settings
  • View payment history
  • Edit & manage invoices
  • Automated payment notifications
& reminders
  • High daily payment limits (no limits like Venmo or Zelle)
  • Tenant platform to pay on any device
  • Tenants payments via ACH, Credit or Debit Card
  • Tenant auto-pay

Bookkeeping Free

  • Seamless integration with Baselane Banking or your existing bank accounts
  • Automated transaction importing
  • Manage unlimited properties
  • Tag income and expenses by property and Schedule E category
  • Income statements by property & portfolio
  • Cash flow analytics by property & portfolio
  • Real-time visibility into data
  • Easy search and filtering
  • Unlimited reports
  • Export reports to CSV
  • Makes tax time a breeze
Your Money - Protected
FDIC Insured up to $3M1

Your funds are secure and available 24/7 in your Baselane account.

Visa® Zero Liability Protection

You won’t be held responsible for unauthorized charges.

End-to-end encryption

All sensitive data is encrypted using AES-256 or higher standards

Create a Free 
Baselane Account

Upgrade your banking
 experience with Baselane Banking.

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.


Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000 , inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions on the sweep program.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 04/05/23. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.95% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.93% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.40% APY for Savings Accounts. Total balances of $50,000 or more earn 4.19% APY for Savings Accounts. These are variable rates and are subject to change based on the target range of the Federal Funds rate. There are no minimum balances or minimum deposits required to earn interest on your Savings Account. Review the Baselane Business Deposit Account Agreement for more information.

3Cash back is credited once per month for all rewards above 1% and credited to your account with a maximum of $2,000 annual spend per calendar year. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. Terms and conditions apply.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.

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