Earn up to 3.56% APY2.  No account fees. No minimum balances.

150 Hrs saved.
5 mins to set up.
See how it works.

40,000+ real estate investors save time and gain financial clarity and control to make their rental property business thrive.

Open an account

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.1

ALL YOUR PROPERTY BANKING & FINANCES.
ONE PLATFORM.

Baselane makes the hardest parts of managing your rental property finances easy. Discover how it works.

MOVE MONEY
Image showing three card representations. Top card: "Renovation Expenses," a virtual card ending in 1569. Middle card: "Main Card," a physical card ending in 9880. Bottom card: "LA Duplex Expenses," a virtual card ending in 8745.
Manage &
Control Expenses
A navy blue circle with a white plus sign in the center.
A user interface for sending money with "Payment Method" options. It shows a dropdown menu with "Wire" selected and a button labeled "Continue.
Pay Bills &
Make Payments
A navy blue circle with a white plus sign in the center.
An image displaying rent collection terms. The terms indicate rent collection from January 1 to October 31 with a monthly rent amount of $1,200 above another term displaying a monthly rent amount of $1,600.
Collect Rent
A navy blue circle with a white plus sign in the center.
MANAGE MONEY
A screenshot of an online banking dashboard for Baseline Banking. It shows AJ Realty Holdings with a total available balance of $37,692.23. There are multiple accounts listed, including a primary account with $24,192.23, an emergency fund with $8,500, and others.
A navy blue circle with a white plus sign in the center.
Banking Accounts
TRACK MONEY
A screenshot of a financial transactions summary showing two items: "Mortgage Principal" for a San Bernardino Duplex with an amount of $1,200.00, and "Baselane Rent" for Culver City Cul de Sac with an amount of $2,050.00 in green text.
Automated Bookkeeping
A white circle with a dark blue plus sign in the center, set against a plain white background.
A table titled "Operating Expenses" with a "Monthly" label. It has three rows labeled "Insurance," "Taxes," and "Repairs." Insurance shows 390 for three columns. Taxes show 1,200, 1,250, and 1,150. Repairs show 600, 860, and 200.
Financial Reporting & Insights
A white circle with a dark blue plus sign in the center, set against a plain white background.
A table displays three rows labeled "Time Period," "Properties," and another "Properties." The values are 123, 2, and 7, respectively. Below these rows is a button with an icon and text that says "Download Tax Package.
Tax Preparation
A white circle with a dark blue plus sign in the center, set against a plain white background.

80K+

Properties managed on Baselane

150

Hours saved per investor year

$5,000

Saved per investor per year

60x

Higher APY than the national average2

$3M

FDIC insurance via Thread Bank1 on all deposits

4.6

Trustpilot rating

Thousands of real estate investors bank on Baselane

???

Baselane is honestly the best rental property software out there. I've tried many different tools and they are all really expensive and/or simply don't work. I highly recommend any new or experience landlord or property management team use Baselane.

A middle-aged man with short, grey hair and a beard, wearing a navy blue shirt, looks directly at the camera against a plain light background.
????
Charlie P.

User friendly. Tenants love it, my accountant loves it, and it is great for organizing finances. A one stop solution for rental banking.

A middle-aged man with short, grey hair and a beard, wearing a navy blue shirt, looks directly at the camera against a plain light background.
Austin, Tx
Charlie P.

Baselane is such a nice, easy to navigate, integrated tool for managing rental property cash flow, and the bank account is great with an excellent interest rate too!

A middle-aged man with short, grey hair and a beard, wearing a navy blue shirt, looks directly at the camera against a plain light background.
Austin, Tx
*Actual results may vary by customer.

FURTHER READING

Blog

Explore tips & resources for real estate investors.

Read More

Help Center

Find answers & guidance with ease.

A green arrow pointing to the right displayed on a dark blue circular background.

Product Updates

See what we’re building and launching.

A green arrow pointing to the right displayed on a dark blue circular background.

Webinars

Stay up to speed with our educational webinars.

A green arrow pointing to the right displayed on a dark blue circular background.

CREATE A FREE BASELANE ACCOUNT

Get started for free

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.56% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.

Control Expenses

Get full visibility and control of your expenses using physical and virtual cards with spend limits — while getting up to 1% cash back on debit card spend3. You’ve earned it.

LEARN MORE
A digital interface displays three card entries: "Renovation Expenses" (Virtual - 1569), "Main Card" (Physical - 9880), and "LA Duplex Expenses" (Virtual - 8745). At the bottom, it indicates "Spent this month $3,240.24.
Pay Bills &
Make Payments

Easily pay bills and make disbursements via ACH, wire, or mailed check with our automated payment platform built to save you time.

LEARN MORE
A "Send Money" interface screen showing recipient details with a photo, name "Janice Kim," and email "janice@mail.com." The payment method is set to "Wire," and below it, there is a grey "Continue" button.
A person with dark hair sits at a wooden table in a bright room, working on a laptop. Sunlight filters in, casting shadows on the wall. A small plant hangs on the left side of the wall, adding a touch of greenery to the minimalist space.
Automated Rent Collection

Set up recurring rent payments in less than 5 minutes and receive payments into your bank account within 2-5 days.

LEARN MORE
A user interface screen showing Rent Collection Terms with dates Jan 1 and Oct 31, and a monthly rent of $1,200. Below, it displays Receiving Accounts for "Rent & Fees" and "Security Deposit," with the Baselan Checking account ending in 9880.
Modern two-story house with a combination of dark and light gray siding, large windows, and a sloped roof. The upper portion of the facade features vertical paneling, and the entrance has a stylish black door with multiple horizontal glass inserts.
Banking Accounts

Create unlimited accounts for each property, security deposits, rehab savings and more. All while earning up to 3.56% APY2 on deposits. FDIC insurance up to $3M1 on funds deposited via Thread Bank; Member FDIC.

LEARN MORE
A screenshot of the Baseline Banking app dashboard on a desktop screen. It shows an account with Horizon Homes LLC, total available balance of $37,942.23, and transactions for San Bernardino Duplex #1. Transactions include payments, transfers, and descriptions like "CitySan Monthly Rent" and "Amazon.
Automated Bookkeeping

Stop losing days doing manual bookkeeping. Swap spreadsheets for one simple, consolidated ledger with 1-click categorization for all your transactions.

LEARN MORE
A screenshot of a transaction summary showing three different entries. The transactions include a Mortgage Principal for $1,200.00 for "San Bernardino Duplex," Baseline Rent for $2,050.00 for "Culver City Cul de Sac," and Property Insurance for $156.00 for "918 Lakeland Terrace.
A two-story house painted in blue and white with a dark gray roof. The house features large windows and a spacious wooden deck with outdoor furniture. A bicycle is placed on the grass near the deck. The sky is clear, indicating a fair weather day.
Financial Reporting
& Insights

Get real estate-specific financial reporting including income statements, net cash flow statements, and many more custom reports in minutes.

LEARN MORE
A table titled "Operating Expenses" for the year 2024 listing costs for January, February, and March. The expenses categories are Advertising, Commissions, Insurance, Taxes, and Repairs, with corresponding amounts for each month.
A cozy living room features a teal sofa adorned with patterned cushions and a woolen throw. A small wooden side table holds a vase with blue flowers and a decorative object. The backdrop includes a light blue door and a wall-mounted lamp.
Tax Preparation

No more stressing about taxes. Auto-generate tax package and Schedule E reports at the click
of a button.

LEARN MORE
A screenshot of a tax package summary interface. It shows filters set to 'Last Year' for 'All Properties.' It lists 123 categorized transactions, 2 uncategorized transactions, and 7 included attachments. There is also a button labeled 'Download' at the bottom.

BOOKKEEPING & ACCOUNTING

BOOKKEEPING

All transaction synced in one place

Instant & precise integration with
Baselane Banking

Sync your external bank, cards, Venmo,
& PayPal accounts

Easy single-entry books

Tag to 120 categories based on Schedule E

Tag to properties and units

Capture receipts and add notes

Bulk edit & tag transactions

Split transaction amongst properties or units

Easy transaction search and filters

Export transactions to CSV

Manually add missing transactions

Separate collaborator logins

Free beta

REPORTING & ANALYTICS

Real-time cash flow insights

Cash flow analytics by property

Income & cash flow statements by property

Export reports to CSV

TAX PREPARATION

Accountant tax package

Schedule E report

RENT COLLECTION

ONLINE RENT COLLECTION

Automated invoices for rent, fees, and security deposits.

Payments directly into a Baselane or external banking account

Fast payments: get paid in 2-5 days*

Automated late fee settings

Real-time payment notifications and payment tracking

Automatic rent tagging to properties and income categories

Edit & manage invoices

Renewal notifications

View payment history

Separate collaborator logins

Free beta

Dedicated tenant portal