Earn up to 3.35% APY2.  No account fees. No minimum balances.

Take Your Savings
to the Next Level

Competitive interest rates at every level. The more money you deposit in your Baselane banking account, the more money
you earn.

Start Earning
A smartphone displays a financial app showing a total balance of $16,520.20, with a current APY of 3.56% and next month's APY projected at 2.89%. A progress bar suggests adding $10,000 to unlock the next APY tier.
Earn up to 3.35% APY2
No account fees or minimum balances
Interest paid monthly

How it works

Close-up of a person typing on a laptop. In the foreground is a pop-up display showing a user profile with an image, the name "Janice Kim," an email address "janice@mail.com," and a button labeled "Add account." The person is wearing a mustard-colored sweater.

Open a Baselane banking
savings account

Open a Baselane Banking savings account and instantly earn competitive interest rates.

A screenshot of three financial transactions. The first is an ACH transfer of $1,600 on Nov 1, 2023. The second is a deposit check of $1,453.20 on Dec 23, 2024. The third is a wire transfer of $1,800 on Oct 12, 2024.

Earn more with higher
balances

Fund your account and earn up to 3.35% APY2. As your deposits grow, so will the interest rate you earn.

A financial dashboard displaying monthly rent and fees totaling $5,500, 5 active leases, and 0.5% APY interest. The monthly rent collection summary shows $4,250 collected, $1,000 pending, and $250 overdue for September.

Boost your APY when you
collect rent

Receive an additional 0.5% APY interest when you collect rent through Baselane. Invite your tenant and get started in a matter of minutes.

Unlock higher returns on your savings

The sooner you fund your account, the sooner you can start taking advantage of our high APY.

No monthly fees or minimum balances

Everything you need to grow your real estate business.

Baselane Banking

Instant online account opening

Accounts for individuals and businesses (LLCs, corporations and partnerships)

No minimum deposit or balance

No monthly fees

Dedicated accounts by property

Virtual account to separate security deposits, savings and more

Up to 3.35% APY2 on savings balances

1% cash back3 on debit card spend3

Apple and Google Pay support

Bank from anywhere with an intuitive, digital-first experience

GET STARTED
Rent Collection

Collect recurring rent payments into a Baselane banking or external bank account

Collect security deposits & one-time or recurring fees

Fast payments: get paid in 2-5 days

Automated late fee settings

View payment history

Edit & manage invoices

Automated payment notifications & reminders

High daily payment limits (no limits like Venmo or Zelle)

Tenant platform to pay on any deceive

Tenants payments via ACH, Credit or Debit Card

Tenant auto-pay

GET STARTED
Accounting

Seamless integration with Baselane Banking or your existing bank
accounts

Automated transaction importing

Manage unlimited properties

Tag income and expenses by property and Schedule E category

Income statements by property
& portfolio

Cash flow analytics by property
& portfolio

Real-time visibility into data

Easy search and filtering

Unlimited reports

Export reports to CSV

Makes tax time a breeze

GET STARTED
Fees we DON’T charge
  • Account Opening Fees
  • Rent Collection Fees*
  • Account Minimum Fees
  • Account Monthly Fees
  • Inactive Account Fees
  • ACH Transfer Fees*
  • Return Item Fees
  • Overdraft Fees
  • Bookkeeping Fees
*Tenant payments via ACH not deposited into a Baselane Banking account will incur a $2 fee.

Keeping your money protected

Visa® Zero Liability Protection
FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
Two-factor authentication (2FA) & end-to-end encryption

Create a Free 
Baselane Account

Upgrade your banking experience with Baselane Banking.

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.