Take Your Savings
to the Next Level

Competitive interest rates at every level. The more money you deposit in your Baselane Banking account, the more money
you earn.

Grow your Savings
APY interest

How it Works

Open a Baselane Banking account

Open a Baselane Banking account and instantly earn competitive interest rates.

Earn more with higher balances

Fund your account and earn up to 4.19% APY2 for the first 3 months as part of our introductory offer. As your deposits grow, so will the interest rate you earn.

Boost your APY when you collect Rent

Receive an additional 0.46% APY interest when you collect rent through Baselane. Invite your tenant and get started in a matter of minutes.

Unlock Higher Returns on Your Savings

The sooner you fund your account, the sooner you can start taking advantage of our high APY.

Everything You Need to Manage Your 
Rental Property Finances for Free

Powerful financial tools that put you in complete control of your rental finances.

Baselane Banking Free

Rent Collection Free

Bookkeeping Free

Your Money - Protected
FDIC Insured up to $2.5M1

Your funds are secure and available 24/7 in your Baselane account.

Visa® Zero Liability Protection

You won’t be held responsible for unauthorized charges.

End-to-end encryption

All sensitive data is encrypted using AES-256 or higher standards

Frequently Asked Questions

Opening a Baselane Banking account is a quick 2-minute process and does not affect your credit score in any way!

To open a Baselane Banking account, first sign-up for a free landlord account. Once you have created a landlord account, click “Add Account” on the Banking & Cards page, then choose the “Open Baselane Account” option.

You will have the option to open a Baselane Banking account as an individual (sole proprietor) or as a business entity (LLC, corporation, or partnership).

You will be asked to provide some identifying information about yourself so we can run the required identity checks. If you are applying for a business bank account you will need a U.S. company, and be able to provide its federal EIN and its official formation documents.

Watch our quick video on How to open a Baselane Banking account to learn more.

Baselane Banking is built to significantly help streamline the financial management of investment properties. Benefits of Baselane Banking include:

Multiple banking accounts on one platform, with virtual accounts to keep expenses organized and funds separated:

  • Open as many banking accounts as needed for businesses (LLCs, Corp, or Partnerships) or individuals (Sole Proprietors) for free.
  • Open free Virtual Accounts whether you need a separate account for each unit or property, to separate savings for a future remodel, or simply to keep security deposits segregated
  • Automate bookkeeping by auto-tagging all transactions of an account to property or unit.

Seamlessly integrated into financial tools for landlords & individual real estate investors:

  • Single-click bookkeeping with smart categorization to Schedule E and property tagging.
  • Automated rent collection; receive rent directly into your bank account.
  • All the tools you need to control your cash flow, track your expenses, and understand your property performance.

It’s a free and rewarding banking account:

  • Baselane banking is free, with no hidden fees! No fees on cash withdrawals or transfers. No minimum deposit is needed.
  • High-yields (60x the national average) on all deposits (yes – this includes security deposits!).
  • Up to 5% cash back3 on all spending with your Baselane Debit Card.

If you would like to learn more about how Baselane Banking can help you, schedule a demo here.

You can fund your Baselane Banking account in any of four easy ways:

    1. Link Baselane to another U.S. bank account (via Plaid) to start an ACH transfer, which will be completed in 3 business days.
    2. Connect your Baselane Banking account to any of your digital wallets like PayPal or Venmo, and initiate a transfer from there.
    3. Send electronic, bank transfers via ACH to your Baselane Banking account from any bank in the U.S.
    4. Deposit cash into any of our in-network ATMs. Click here and select “Allpoint + Cash Deposit ATMs” to locate the nearest deposit ATM.
    5. Send a wire transfer to your Baselane Banking account using the following details:
      • Beneficiary name: Legal name or LLC on your Baselane Banking account
      • Beneficiary account number: Your Baselane Banking account number
      • Beneficiary Address: The address you provided for your Baselane Banking account
      • Beneficiary Bank Name: Blue Ridge Bank
      • Beneficiary Bank Routing Number: 051402372
      • Beneficiary Bank Address: 17 West Main Street, Luray, VA 22835

For more information on the steps to fund your account, watch our quick video on How to Fund your Baselane Account.

If you need any assistance, reach out to support@baselane.com.

Baselane has built strict security and privacy controls to exceed the highest banking industry standards. Your funds are secure and available 24/7 in your Baselane account, and all Baselane accounts are FDIC insured by our sponsor bank1, Blue Ridge Bank. In addition, we have multiple layers of security on our website to ensure that no one will be able to access your account or data.

Learn more about how interest is earned in our Tiered APY program in this FAQ

Create a Free 
Baselane Account

Upgrade your banking
 experience with Baselane Banking.