Earn up to 3.56% APY2. No account fees. No minimum balances.
Baselane is a powerful banking platform that puts you in complete control of your real estate finances.
Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.1
Powerful banking built to supercharge your rental finances.
Put your cash to work. Earn up to 3.56% APY interest2 (60x national average) and unlimited 1% cash back3
Create unlimited virtual accounts and cards. Easily open an operating account for each property or unit, and create separate accounts for security deposits.
Physical & virtual debit cards with custom spend controls and automated transaction tagging by Schedule E.
Easily pay expenses with ACH and wires. Send payments, pay invoices, make transfers, and deposit checks from any device.
Baselane banking is seamlessly integrated with Baselane’s rent collection, accounting and reporting tools. Manage everything in one place.
Simply provide your email and deposit a minimum of $500 within 30 days and maintain that average balance for 60 days.
Make >$1,500 of mortgage payments from your Baselane Banking account within 90 days.
Collect >$1,500 of rent via Baselane into Baselane Banking within 90 days.
Switching to Baselane was an immediate success. I stopped manually managing my property finances last month for the first time. I saved over 5 hours and $200 on accountant fees. Everything is now automated and in one place.
Typical Business Checking Account | ||
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Built for Landlords | ||
Interest and Cash Back | Up to 3.56% APY2
1% cash back3 | 0.07% APY No cash back |
Unlimited Accounts, Partitioned by Unit | ||
Virtual Cards & Spend Controls | ||
Integrated Rent Collection, Bookkeeping, & Reporting | ||
Minimum Deposit | $0 | $1,500 |
Monthly Fees | $0 | $15+ monthly fees + additional fees for wires, ACH, and overdraft |
Use Baselane to manage your security deposits. Easily open a separate account for each security deposit. Like all Baselane savings accounts, security deposits can earn up to 3.56% APY2.
Create a free Baselane banking account in minutes
Fund your account to take advantage of up to 3.56% APY2 and up to 1% cash back3
Automate your financial workflow and focus on growing your rental business.
Baselane’s powerful financial tools put you in complete control of your rental finances.
Automate your banking. Up to 3.56% APY2, organized accounts, and powerful spend management.
Never chase down checks or late rent again. Fast payments, simple to set up, easy for tenants.
See your cash flow clear as day. Maximize returns and make tax time a breeze.
Schedule a call, send an email, or chat live with our customer support experts who speak real estate.
Get dedicated support anytime, anywhere. Our customer support experts speak real estate.
Upgrade your banking experience with Baselane Banking.
© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.
Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.
1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.
3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.
4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.
*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.