Landlord Insurance that is right for you
Get the right protection for your rental property without breaking the bank. Receive a personalized quote instantly.
- Make sure you have the right coverage
- Check if you can save $100’s on existing policy
- No phone call or hassle required
Rental Property Insurance Landlords Love and Trust
Check if you can save $100’s on your existing properties. We offer industry-best rates for the coverage that is right for you as a landlord.
Reduce your risk and relax knowing that your landlord insurance will offer you protection against the unexpected.
Receive a rate comparison online in less than a minute with zero commitment and no phone call required.
Already insured? We make it easy to switch. On average, landlords save 25%.
How it works
simple, affordable, and transparent
Save time
Simply provide your email and answer a few property questions to get started. Forget about confusing paper applications or having to speak to someone on the phone.
Save money
Our simple quote request process will match you with the right insurance for your rental. Saving you up to 25% on your existing policy.
Gain peace of mind
Reduce your risk and increase financial security knowing you have the right coverage for your property!
A Better Option
Homeowners Insurance
N/A
N/A 3
1 Other structures: May require an endorsement or add-on, Covers other buildings on the property not attached to the main structure.
2 Other structures: Covers other buildings on the property not attached to the main structure.
3 Medical payments: Covers guests’ medical bills if they are injured on the property.
Insurance Landlords Love and Trust
Frequently Asked Questions
You may see landlord insurance also referred to as a DP3 (Dwelling Fire Policy).
However, landlord insurance is even more important because you’re not living in the home anymore. Your homeowner’s policy may not protect you from damages that occur at your property while it’s being rented out. And your homeowner’s insurance will not cover your loss of rent in the case that your property becomes uninhabitable for short periods of time.
Property coverage protects the physical structure of the home. This would be your walls, roof, flooring, and other physical features of the property.
Liability coverage protects you against bodily injury or other accidents that may occur on the property, or other claims made against you as a homeowner.
First, a homeowners policy covers the contents of the property while a landlord policy typically does not. Here, contents refer to personal belongings, clothes, and furniture that you most likely won’t be living at the property with your resident, so you don’t need to pay for coverage. Although if you choose to keep some items on-premise, such as a lawnmower, for your tenants to use, a landlord policy can cover that.
A landlord policy also includes important coverages like loss of rent, which protects your rental income.
Yes. All mortgage companies or lenders will require that you have a landlord insurance policy on the property, even if you previously had a homeowners policy on the property.
Sometimes it can be, but it all depends on the property. Insurance carriers typically price these policies a little higher because you’re not living in the home and would potentially catch issues before they turn into larger problems.
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