Earn up to 3.77% APY2.  No account fees. No minimum balances.

Banking built for Short-Term Rentals

Easily organize your money, manage expenses, and pay bills – in one integrated platform that saves you time and provides visibility to maximize your returns.

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Up to 3.77% APY2 and up to 5% cash back3 with no monthly fees
Unlimited banking accounts and debit cards for each of your units
Easily link to Airbnb, VRBO, Booking.com and other hosting platforms
Integrated bookkeeping and analytics designed for real estate investors
Trusted by 40,000+ Real Estate Investors

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank1, Member FDIC.

Powerful Operating Accounts to Maximize Your Returns

Banking
Expense Management
Bills & Payments
Bookkeeping
A modern, multi-story building with numerous glass windows is set against a clear blue sky. Overlaid on the image are two text boxes: one reads "SF Realty Holdings $13,692.00" and the other reads "Cherry Street Unit 1 $8,500.00".

Organize Your Finances & Gain Visibility

Streamline and manage your short-term rental finances by creating dedicated accounts for properties, reserves, and profits. This unlocks automated bookkeeping, giving you full visibility into your portfolio's performance.

A person's hand holds a smartphone with a banking app open, displaying a virtual Visa card from Baseline for housekeeping. The card type is shown as Housekeeping with a limit of $600 per month. A card reader is visible in the background.

Take control of your expenses

Simplify and track short-term rental expenses with virtual debit cards. Create tailored debit cards for recurring expenses - utilities, cleaning and maintenance - or issue cards to your management team. Add spend limits to keep those expenses under control.

Two people shaking hands. A list of services is displayed on the left: "Add Funds via ACH," "Send ACH Payments," "Mobile Check Deposit," and "Transfer Between Baselane Accounts." The background is blurred.

Take control of your spending

Easily pay your bills with our convenient payment center. Store recipient account information and send an unlimited number of recurring ACH payments, wires and checks.

A screenshot of a transactions page on a financial management platform. The screen shows a progress bar indicating 90% of transactions are categorized. Below are transaction details, including dates, descriptions, amounts, and property names with options to filter.

Save Time

Connect Baslene to your external accounts and credit cards to see all your property transactions in one place. Save time with one-click categorizations based on Schedule E.

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Sarah
Vacation Rental Owner

“Baselane has transformed the way I manage my short-term rental business. The seamless integration with my banking accounts, coupled with powerful expense tracking and insightful analytics, has saved me hours of manual work. I highly recommend Baselane to anyone in the vacation rental industry.”

60k+

Properties actively managed on Baselane.

60x

Higher APY than the national average.

$3M1

FDIC insurance on all banking deposits.

Why Hosts Choose Baselane Banking

How we compare
Typical Business
Checking Account
Built for Hosts
Easily Connect to Airbnb, VRBO, Booking.com, etc
Earn Interest and Cash BackUp to 3.77% APY2
Up to 5% Cash Back3		0.07% APY
No Cash Back
Unlimited Accounts for Each Unit
Unlimited Virtual Debit Cards with Spend Control
Integrated Bookkeeping, Reporting and Analytics
Integrated External AccountsUp to $1,500
Minimum Deposit$0Up to $1,500

Keeping Your Money Protected

Visa® Zero Liability Protection
FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
Two-factor authentication (2FA) & end-to-end encryption

Start Streamlining Your Finances Today

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Create a Free Baselane Banking
Account In Minutes

A two-story house with a gray roof and orange garage door. Overlaid text shows two real estate listings: one from SF Realty Holdings via Airbnb for $13,692, and another from Cherry Street Unit 1 via Booking.com for $8,500.

Link Your Baselane Account
to Airbnb, VRBO, etc.

A financial chart shows net cash flow, cash inflow, and cash outflow for April, May, June, and July. April: net $26,445, inflow $95,475, outflow $69,030. Bar graph displays data with a purple line indicating net cash flow.

Automate Your Financial Workflow and Focus on Growing Your Rental Business

Real support from real humans

Schedule a call, send an email, or chat live with our customer support experts who speak real estate.

Get dedicated support anytime, anywhere. Our customer support experts speak real estate.

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CREATE A FREE BASELANE ACCOUNT

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© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.
Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000 , inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions on the sweep program.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 04/05/23. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.77% APY for Savings Account. These are variable rates and are subject to change based on the target range of the Federal Funds rate. There are no minimum balances or minimum deposits required to earn interest on your Savings Account. Review the Baselane Business Deposit Account Agreement for more information.

3Cash back is credited once per month for all rewards above 1% and credited to your account with a maximum of $2,000 annual spend per calendar year. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. Terms and conditions apply.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.

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