Earn up to 3.35% APY2.  No account fees. No minimum balances.

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Insurance and protect your treasures

We've made it simple: tell us about you, where you live, and we'll get you the best policy.

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A smartphone screen displays the Baseline app dashboard with steps for setting up an account. A progress bar for "Landlord Banking" shows 33%. A pop-up highlights "Plans as low as $8.00" for coverage options.

Your stuff is safe and sound

Your belongings will be covered against theft, loss, and most forms of destruction. Even if it’s in your car or with you on the go, you can make sure your things are secure.

Covered against lawsuits

If you hurt someone or damage someone else’s property, those expenses can add up quickly, renters insurance has you covered.

Covered against medical costs

You can’t always control what happens 
inside your home, renters insurance covers reasonable medical expenses if someone 
is hurt on your property.

How much is this going to cost?

Plans are as low as $8/month. It's a no brainer. 
That's the same amount you would spend on:

1 Dinner

1 Month of Netflix

1 Coffee Date

1 Cocktail

Ready to protect your home?

Based on your needs, we'll help you select the most coverage at the best price.

Get started

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.