$100 SIGNUP BONUS*

The official banking platform of BiggerPockets

Baselane is rental property banking and AI-powered bookkeeping that saves time, puts you in control, and helps grow your business.

Sign up now

*To qualify for the $100 cash bonus, deposit and maintain a balance of $500 in your bank account for 30 days. Terms and Conditions

Baselane is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Baselane Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.¹

Official banking partner of

Banking built for
rental properties

Maximize your portfolio's potential with specialized accounts that keep your entity finances organized and your security deposits fully compliant while earning high-yield interest.

Organize & grow your money

Open unlimited accounts for multiple entities, automate transfers, and earn up to [v="apyvalue"] APY².

Manage security deposits

Hold deposits in separate accounts, and return them with just one click when the lease is up.

Simplified payments &
full control

Take total command of your property expenses with smart card limits and automated payment systems that handle every bill and disbursement with total precision.

Control your spend

Use separate interest or non-interest accounts to hold each security deposit compliantly, and easily return them.

Automate payments

Easily pay bills and make disbursements via one-time and recurring ACH, wire, or mailed checks.

AI-powered bookkeeping

Remove the manual labor from your accounting with AI-driven categorization and real-time reporting that keeps your finances tax-ready and your cash flow crystal clear.

Automate your books

Keep your operating expenses, profits, security deposits, and projects organized with unlimited accounts for each entity.

Understand your cash flow

Get real-time cash flow insights and tax-ready reports for smarter, faster investing decisions.

Built for real estate. Designed for real life.

Stress-free rent collection

Let tenants set it and forget it. Payments are automatically withdrawn from their bank or card—no more missed due dates.

Tenant screening that actually works

Give tenants the option to split rent into smaller installments, while you still get paid in full upfront.

Professional leases & e-sign

Tenants can boost their credit by having on-time rent payments automatically reported to credit bureaus with Baselane.

See how we stack up

Here’s why real estate investors choose banking built for them over traditional business banking.

Traditional Business Banking
Built for real estate investors
Interest
Up to [v="apyvalue"] APY²
[v="nationalapy"] APY
FDIC insurance
[v="fdic_short"] via Thread Bank¹
$250K
Unlimited entities
Unlimited accounts per property
Auto-balance transfers
Virtual cards & spend controls
Integrated rent collection
Integrated bookkeeping
Integrated tenant management
Minimum deposit
$0
Up to $1,500
Monthly account maintenance fees
$0
$15 or more

BiggerPockets Pro exclusive offer

BiggerPockets Pro members get free access to Baselane Smart — time-saving automations that do more, so you can do less.

Auto-categorize transactions

Let AI and auto-tag rules categorize and sort transactions the moment they hit your account.

Automate receipt matching

Upload your receipts, and we’ll handle the rest — auto-matched, sorted, and ready for tax time.

Stay fully funded

Automatically top up accounts when the balance drops below your set limit.

Fast track rent deposits

Get your rent in 2 business days instead of 5, so your cash is always ready when you need it.

Work with your team

Share limited or full access with your team for help running your rentals.

Get priority support

Skip the line and get fast, dedicated support whenever you need it.

Keeping your money protected

Visa® Zero Liability Protection

Two-factor authentication (2FA)

End-to-end data encryption

Thousands of real estate investors use Baselane

Antonio Cucciniello
Baselane streamlines real estate banking
Smiling man with short dark hair and beard, wearing a gray t-shirt, sitting on a couch reading a book by a window with greenery outside.
Smiling man with short dark hair and beard, wearing a gray t-shirt, sitting on a couch reading a book by a window with greenery outside.
Antonio Cucciniello
11 Properties

“It’s hard to find a bank account for real estate investors with multiple properties, entity structures, and partners. Baselane is perfect for that, it streamlines banking and lets you manage everything in one place.”

Santosh Sekar
100
s
of bank trips avoided
Smiling bald man wearing a gray zip-up sweater over a black shirt, standing outdoors with a blurred background.
Smiling bald man wearing a gray zip-up sweater over a black shirt, standing outdoors with a blurred background.
Santosh Sekar
35 properties

“Being able to quickly open accounts online is a game-changer for my business. For investors serious about scaling, Baselane is a no-brainer. No banking platform comes close.”

Lydia Patel
Easy to use
and no 
hidden fees
Lydia Patel
2 properties

“Baselane’s interface is clean and easy to use. I appreciate the higher APY compared to other accounts, and I’m not dealing with hidden fees or confusing dashboards.”

Von Mitchell
Keeps finances separate 
and clear
Von Mitchell
12 properties

“Having multiple high-yield sub-accounts for taxes, CapEx, and reserves is a game-changer. They keep property finances separate and clear, while earning interest on funds that would sit idle in a traditional bank.”

Get started in minutes

Three simple steps to take control of your rental finances

Create a Baselane banking account

Open an account in minutes and set up virtual sub-accounts to get organized.

Fund your account and activate rent collection

Fund your account and automate rent collection for faster, on-time payments.

Automate bookkeeping and reporting

Import and auto-tag transactions for instant cash flow insights and tax prep.

Real support from real humans

Get dedicated support anytime, anywhere. Our customer support experts speak real estate.

Contact us →

FAQs

How do I qualify for the $100 bonus?

To qualify for the $100 cash bonus, you need to deposit and maintain a balance of $500 in your Baselane banking account for 30 days.

What are the key features of Baselane's banking platform for landlords?

Baselane offers a range of features designed for landlords, including:

  • High-Yield Interest: Earn up to 2.63%² on savings account deposits.
  • Virtual Accounts and Cards: Create unlimited virtual accounts and debit cards to organize your finances by property or expense type.
  • Integrated Bookkeeping and Rent Collection: Manage rental income and expenses within the platform by automating bookkeeping, rent payments, and more.
  • No Hidden Fees: Enjoy banking with no monthly account maintenance fees or minimum balance requirements.

Is Baselane's banking service available for all types of real estate investors?

Yes, Baselane is designed to accommodate real estate investors of all sizes, whether you own a single unit or manage a large portfolio. The platform supports various property types, including residential, commercial, and short-term rentals.

Is my money insured with Baselane?

FDIC insurance available up to [v="fdic_short"]¹ for funds deposited via Thread Bank, Member FDIC. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply.

How does Baselane secure my funds?

Baselane employs advanced security measures, including two-factor authentication and end-to-end encryption, to safeguard your account information.

What benefits do I receive by signing up through the Baselane and 
BiggerPockets partnership?

BiggerPockets members can earn a $100 signup bonus. Additionally, BiggerPockets Pro Members get free access to Baselane Smart (non-Pro Members are not eligible for this offer):

  • Auto-tag assistant: Get transactions automatically categorized.
  • Auto-receipt match: Get receipts matched to transactions for tax time.
  • Minimum balance transfers: Prevent overdrafts and missed payments.
  • 2-day rent: Receive rent in 2 business days instead of 5.
  • Shared access: Give your team full or limited access.
  • Priority support: Get fast, dedicated support anytime.