Banking made for multi-property finances

Replace commingled funds and multiple logins with unlimited property-specific accounts for all your entities in one place.

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Baselane is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Baselane Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.¹

Man with beard using smartphone outdoors with blue sky background, showing banking app interface with total balance and account details.Man using smartphone outdoors with digital overlay showing a total balance of $52,551.65 and this month's income $4,380.60 and expenses $2,915.25.

Give every dollar a clear sense of direction

PROPERTY-SPECIFIC ACCOUNTS
Transparent Fees
Payment
automation
INTEGRATED BOOKKEEPING
Additional
Features
Property-specific accounts

Organize your finances by rental property or listing

Open unlimited checking and savings accounts in minutes to easily separate funds for all your properties and entities.

Banking dashboard showing AJ Realty Holdings with a total balance of $43,312.23 and individual account balances for Primary Checking $24,192.23, CapEx Savings $8,500.00, Vacancy Reserve Checking $5,000.00, New Deal Reserve Checking $4,120.00, and Security Deposit Savings $1,500.00.Dashboard view of Baselane Banking showing AJ Realty Holdings entity with a total balance of $43,312.23 and multiple account balances including $24,192.23 in Primary Checking, $8,500.00 in CapEx Savings, $4,120.00 in New Deal Reserve Checking, and $1,500.00 in Security Deposit Savings.
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Hand with bracelets inserting a key with a turquoise tassel into a door lock on a white door.
TRANSPARENT FEES

Keep more of what you earn

Set up new accounts in minutes that earn up to [v="apyvalue"] APY² with no monthly maintenance or minimum balance fees.

Interface for adding a virtual account titled AJ Realty Holdings with selectable options for Checking Account or Savings Account and an Add Account button.
Screen showing 'Add virtual account' for AJ Realty Holdings with options for Checking Account and Savings Account, and a button to Add Account.
Middle-aged man in a brown shirt focused on his laptop at a desk with plants and a glass water bottle nearby.
Middle-aged man with gray hair and beard wearing a brown shirt, working on a laptop in a bright, modern living room.
Payment automation

Control where your cash flows

Automate payments via ACH, wire, or check, and set rules for low balance top-ups so your funds move where and when they’re needed.

Two side-by-side screens of a banking app showing scheduled payments with names, methods, and dates, and a send money screen to recipient Kate Chan with $400 to send from an operating account via wire transfer, with options to send or schedule monthly payments.
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Integrated bookkeeping

Balance your books while you bank

Let Baselane’s AI and custom rules tag transactions to the right property and tax category the moment they hit your account.

Transaction details showing property insurance payment of $156.00 for 918 Lakeland on May 01, 2026, categorized under insurance expenses with a photo of a house.Transaction details showing Property Insurance with an amount of $156.00 categorized under Insurance Expenses and tagged by Smart.
Person holding a Baseline Visa business debit card in one hand and a smartphone displaying a payment or survey app in the other hand.
Person holding a Baseline Visa card in one hand and a smartphone displaying a payment or banking app in the other.
FDIC Insurance

FDIC insurance up to [v="fdic_short"] on funds deposited via Thread Bank; Member FDIC.¹

Security deposit accounts

Separate deposits in dedicated interest or non-interest accounts.

Shared access

Assign user roles and permissions for team member access.

Visa® debit cards

Issue multiple physical and virtual debit cards with spend controls.

Vendor & payee management

Save payment details for vendors, contractors, and partners.

QuickBooks

Sync transaction fields for every property.

Financial clarity is a click away

Discover how Baselane automates banking and bookkeeping across every property so you can clearly focus on what counts.

See demo →
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Clear results

Trusted by 50,000+ real estate investors

Antonio Cucciniello
Baselane streamlines real estate banking
Smiling man with short dark hair and beard, wearing a gray t-shirt, sitting on a couch reading a book by a window with greenery outside.
Smiling man with short dark hair and beard, wearing a gray t-shirt, sitting on a couch reading a book by a window with greenery outside.
Antonio Cucciniello
11 Properties

“It’s hard to find a bank account for real estate investors with multiple properties, entity structures, and partners. Baselane is perfect for that, it streamlines banking and lets you manage everything in one place.”

Santosh Sekar
100
s
of bank trips avoided
Smiling bald man wearing a gray zip-up sweater over a black shirt, standing outdoors with a blurred background.
Smiling bald man wearing a gray zip-up sweater over a black shirt, standing outdoors with a blurred background.
Santosh Sekar
35 properties

“Being able to quickly open accounts online is a game-changer for my business. For investors serious about scaling, Baselane is a no-brainer. No banking platform comes close.”

Lydia Patel
Easy to use
and no 
hidden fees
Smiling woman with shoulder-length hair sitting at a desk with arms crossed, wearing a gray sleeveless top and pearl necklace in a warmly lit room.
Smiling woman with shoulder-length hair sitting at a desk with arms crossed, wearing a gray sleeveless top and pearl necklace in a warmly lit room.
Lydia Patel
2 properties

“Baselane’s interface is clean and easy to use. I appreciate the higher APY compared to other accounts, and I’m not dealing with hidden fees or confusing dashboards.”

Von Mitchell
Keeps finances separate 
and clear
Smiling woman with long braided hair and gold accents, wearing a light pink top in a softly lit indoor setting.
Smiling woman with long braided hair and gold accents, wearing a light pink top in a softly lit indoor setting.
Von Mitchell
12 properties

“Having multiple high-yield sub-accounts for taxes, CapEx, and reserves is a game-changer. They keep property finances separate and clear, while earning interest on funds that would sit idle in a traditional bank.”

FAQs

What fees do Baselane banking accounts charge?

Baselane does not charge fees to open or maintain checking and savings accounts, and there is no minimum balance requirement.

Standard fees apply for outgoing domestic wires and check payments. You’ll see any applicable fees before confirming a transaction.

Visit the pricing page for details on applicable fees.

What features matter for landlord banking?

Landlord banking should include specific features for managing real estate finances that traditional banks aren’t designed to support, such as:

  • Online applications and account opening for multiple entities and properties
  • Multiple checking and savings accounts with low or no fees
  • Recurring payments and auto-transfers between accounts
  • Virtual debit cards with spending limits
  • Integrated bookkeeping and rent collection

These features help maintain clean records and reduce the need for manual tracking across multiple systems.

What banking setup works for growing portfolios?

Most investors create one primary checking account per entity and separate checking and savings sub-accounts for each property. Common setups include:

  • A checking account for operating income and expenses
  • A savings account for reserves
  • Separate accounts for security deposits
  • Property-level virtual debit cards for expense management

This structure keeps income, expenses, and deposits clearly separated while allowing centralized visibility across the portfolio.

What type of entities do you support?

Baselane supports multiple U.S.-based entities, including:

  • LLCs (single-member and multi-member)
  • Corporations
  • Partnerships
  • Sole proprietorships

You can open accounts for individual ownership or business entities. Documentation requirements vary depending on entity type and ownership structure.

Own your time, not just your properties

Make your finances work harder, so you don’t have to.

See demo →
Get started
85 Fifth Ave, Floor 7
New York, NY 10003
Customer Support Hours:
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San - Sun:9am - 5pm ET
Phone Support Hours:
Mon - Fri: 9am - 6pm ET
+1 (888) 586-1618
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Privacy PolicyTerms of Use

Baselane is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Baselane Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

  1. Your deposits qualify for up to [v="fdic_long"] in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to [v="fdic_insurance_up"], inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.
  2. The Annual Percentage Yield (APY) on your Savings Account is accurate as of [v="apy_update_date"]. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn up to [v="apytier1"] APY for Savings Accounts. Total balances between $10,000 and $24,999 earn up to [v="apytier2"] for Savings Accounts. Total Balances between $25,000 and $49,999 earn up to [v="apytier3"] APY for Savings Accounts. Total balances of $50,000 or more earn [v="apyvalue"] APY for Savings Account. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.