Smarter money automations
made for real estate

Make every dollar work harder,
so you don’t have to.

Trusted by 50,000+ real estate investors
Monthly
Annual
Core
Get Started
$0/month

Powerful banking and bookkeeping essentials

KEY FEATURES
Unlimited checking & savings accounts that earn up to [v="apyvalue"] APY2
Physical & virtual debit cards with spend controls
FDIC insurance up to [v="fdic_short"]1 via Thread Bank
Property-level  income & expense tracking
Accountant tax package & Schedule E reports
Automated rent, reminders & late fees
Smart
START 30-DAY TRIAL
$20/monthBilled annually

Advanced automations for hands-free finances

ALL CORE FEATURES, PLUS:
Advanced auto-tag rules based on recipient, amount, or account
AI auto-transaction tagging to properties & Schedule E categories
AI auto-receipt matching & storage
Automated transfers for low account balances
Custom expense and income categories
Fast rent deposits in 2 business days
Shared access & role-based controls
VIP priority support
Compare All Features

Trusted by 50,000+ real estate investors

Caroline

"I've been using Baselane for about a year now, and it’s been a game-changer. It’s incredibly convenient to have everything all in one place, rather than juggling multiple platforms. Also luv that they listen to my feedback."

4 Rentals
B.C.

"Baselane is very user-friendly-tenants love it, my accountant loves it, and it's great for organizing finances. It's a one-stop solution for rental banking."

10 Rentals
AJ

“As a real estate investor managing my own properties, Baselane has been an invaluable tool. You can instantly open business checking and savings accounts with unlimited virtual accounts and cards.”

3 Rental
Jamie

“I self-manage my properties and run a real estate-based service business. I'm able to do bookkeeping for both using Baselane. I use Baselane to track my business income and expenses, and it saves me countless hours each month.”

5 Rentals

Compare Features

Core

Get started
Core
Smart
START 30-DAY TRIAL

Banking

Unlimited property-specific accounts

Checking and savings accounts for multiple properties, security deposits & entity types

Up to [v="apyvalue"] APY2

[v="apymultiple"] the national average APY on savings accounts

Visa® physical & virtual debit cards

Add to Apple Pay & Google Pay wallets with Visa® Zero Liability Protection

Custom spend limits & card locks

Set weekly or monthly spend limits & locks cards for safety

QuickBooks Online & Xero integrations

Connect accounting software to auto-sync transactions

Scheduled payments & transfers

Send one-time or recurring payments & transfers via ACH, wire, or mailed check

Auto-balance transfers

Automated transfers for low account balances 

Bookkeeping & Reporting

Consolidated transaction ledger

Sync external accounts, upload receipts, assign & split transactions by property

Real-time financial reports

View and export net cash flow, NOI, rent roll, tenant ledger, total inflows & outflows by property

Accountant tax package

Complete transaction ledger, income statements, captured receipts & Schedule E report

Advanced tagging rules

Auto-tag transactions based on vendor, amount, or account

AI auto-tag assistant

Baselane’s AI automatically categorizes transactions

AI auto-receipt matching

Baselane’s AI automatically matches uploaded receipts to transactions

Custom categories 


Create custom income & expense categories

Rent Collection

Automated invoices & reminders

Send automatic rent invoices, reminders & late fees for online payments via ACH or card

Tenant portal & auto-pay

Dedicated dashboard to pay rent, set up auto-pay & track payments

Split rent payments

Receive rent in full while tenants pay installments (via Livble)

$30+ / month
paid by tenant
$30+ / month
paid by tenant
Tenant ledger & rent roll

View reports for payment and lease details by property or unit

Tenant rent reporting

Automatically report on-time rent payments to credit bureaus

$5 / month
paid by tenant
$5 / month
paid by tenant
2-day rent deposits

Receive rent deposits in two business days instead of five

Tenant & Lease Management

Lease upload & storage

Upload and store unlimited pre-signed leases

State-specific leases

Create & e-sign lease agreements with state-specific requirements

$10
per lease
$10
per lease
Lease e-signing

Upload & send digital leases for electronic signature collection

$5
per e-sign
$5
per e-sign
Tenant screening report

Rental application, ID verification & credit report

$24.99
paid by tenant
$24.99
paid by tenant
Criminal report

Checks 1.8 billion records across national & local databases

$5
paid by tenant
$5
paid by tenant
Eviction report

Eviction history from the largest U.S. housing court
record database

$10
paid by tenant
$10
paid by tenant
Income verification

Verify bank, payroll & payment documents

$10
paid by tenant
$10
paid by tenant

Service & Support

Multichannel support

Contact support via email, chat or phone

Priority support

Skip the line for fast, dedicated support

Shared access

Share limited or full access with team members

Fees
Account opening
Monthly account maintenance
Minimum balance
Inactive account
$0
$0
$0
$0
Return & overdraft payment
ACH transfer
Mailed check
Checkbook
$0
$0
$2
$15
Wire transfer
ACH rent payment
into external account
Card rent payment
$15
waived for $50,000+ balance
$2
waived for Baselane deposits
3.49%
charged to tenant

FAQs

Is Baselane really free?

Yes — Baselane is free to sign up and use Core features for rent collection, banking, bookkeeping, and reporting. You can open unlimited checking and savings accounts, with no minimum balance requirements or monthly maintenance fees.

Baselane Core subscription fee is free. Baselane checking accounts, offered via Thread Bank, Member FDIC, may have transaction or service fees as indicated in the Deposit Agreement.

‍Baselane Smart includes a 30-day free trial for advanced automations that eliminate repetitive financial tasks like tagging transactions, matching receipts, and transferring funds. Plus, it includes premium upgrades for accelerated rent payments, priority support, and shared access.

How is Baselane Smart different from Baselane Core?

Baselane Core includes essential tools for managing rental property banking, bookkeeping, and rent collection — with no monthly fees.

Baselane Smart includes everything in Core, plus advanced automations and premium upgrades for hands-free finances: 

  • Auto-tag assistant: Baselane’s AI automatically categorizes every transaction the moment it comes in.
  • Advanced tagging rules: Set smart rules that auto-tag your transactions based on recipient, amount, or account.
  • Auto-receipt match: Upload receipts and Baselane’s AI auto-matches them to the right transactions.
  • Minimum balance transfers: Automatically top up accounts when the
  • balance drops below your set limit.
  • 2-day rent: Get your rent deposited in 2 business days instead of 5.
  • Shared access: Give your team full or limited access for help running your rentals.‍
  • Priority support: Skip the line and get fast, dedicated support whenever you need it.
Does Baselane charge fees for checkbooks or wire transfers?

Checkbooks cost $15. Users can send a mailed check online for $2. Outbound domestic wire transfers incur a $15 fee per transfer, which is waived if your Baselane accounts have a combined balance of $50,000 or more at the time the wire is initiated.

Who pays the ACH or card processing fees—the landlord or tenant?

Rent paid via ACH incurs a $2 fee. Landlords can cover this fee or pass it on to the tenant. 

Tenants paying rent using a debit card or credit card are responsible for paying the 3.49% convenience charge.

Are there penalties for returned payments or inactive accounts?

Baselane does not charge fees for returned payments. Your external bank may charge a return fee. 

‍There are no penalties for inactive accounts and you’re never charged for simply having a checking or savings account.