Take your savings to the next level

Competitive interest rates at every level. The more money you deposit in your Baselane banking account, the more money you earn.

Start earning
Earn up to [v="apyvalue"] APY²
No monthly account fees or minimum balances
Interest paid monthly

How it works

Open a Baselane savings account

Open a Baselane savings account and instantly earn competitive interest rates.

Earn more with higher balances

Fund your account and earn up to [v="apyvalue"] APY². As your deposits grow, so will the interest rate you earn.

Boost your APY when you collect rent

Receive an additional 0.35% APY interest when you collect rent through Baselane. Invite your tenant and get started in a matter of minutes.

Unlock higher returns on your savings

The sooner you fund your account, the sooner you can start taking advantage of our high APY.

Base APY
Bonus
Less than $10,000
0.95%
+0.35%
$10,000 - $24,999
1.69%
+0.35%
$25,000 - $49,999
2.03%
+0.36%
More than $50,000
[v="apyvalue"] total APY²

No monthly account fees or minimum balances

Everything you need to grow your real estate business.

Banking

Instant online account opening

Accounts for individuals and businesses (LLCs, corporations and partnerships)

No minimum deposit or balance

No monthly account fees

Dedicated accounts by property

Virtual account to separate security deposits, savings and more

Up to [v="apyvalue"] APY² on savings balances

Apple and Google Pay support

Bank from anywhere with an intuitive, digital-first experience

Rent collection

Collect recurring rent payments into a Baselane banking or external bank account

Collect security deposits & one-time or recurring fees

Fast payments: get paid in 2-5 days

Automated late fee settings

View payment history

Edit & manage invoices

Automated payment notifications & reminders

High daily payment limits (no limits like Venmo or Zelle)

Tenant platform to pay on any deceive

Tenants payments via ACH, Credit or Debit Card

Tenant auto-pay

Accounting

Seamless integration with Baselane Banking or your existing bankaccounts

Automated transaction importing

Manage unlimited properties

Tag income and expenses by property and Schedule E category

Income statements by property
& portfolio

Cash flow analytics by property
& portfolio

Real-time visibility into data

Easy search and filtering

Unlimited reports

Export reports to CSV

Makes tax time a breeze

Get started
Close-up of three house rooftops with black tiles and white-framed windows under a clear blue sky.Two modern dark blue houses with white trim and steep black tiled roofs against a clear blue sky.

Simple, transparent fees

No fine print and never any surprises

Banking fees
Account opening
$0
Monthly account maintenance
$0
Minimum balance
$0
Inactive account
$0
ATM deposits 
and withdrawals
$0
Return and overdraft payment
$0
Sending money
ACH transfer
$0
Wire transfer
waived for $50,000+ balance
$15
Mailed check
$2
Checkbook
Four 20-check checkbooks
$15
Receiving money
Wire transfer
$0
Mobile check deposit
$0
Debit card
$0
Credit card
$0
Tenant fees
ACH transfer
waived for Baselane deposits
$2
Debit card
3.49%
Credit card
3.49%
Split rent payments
$30+/mo.
Rent reporting
$5/mo.
Tenant screening
$24.99+

Covered from
every angle

Real human support
Get product support from people who understand real estate’s everyday realities.
Visa® Zero Liability
Quickly identify and resolve unauthorized charges on your Baselane Visa® debit card.
Enterprise-level security
Baselane uses enterprise-level encryption and security monitoring to protect our customers and data.

Own your time, not just your properties

Make your finances work harder, so you don’t have to.

See demo →
Get started
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New York, NY 10003
Customer Support Hours:
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Sat - Sun:9am - 5pm ET
Phone Support Hours:
Mon - Fri: 9am - 6pm ET
+1 (888) 586-1618
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Privacy PolicyTerms of Use

Baselane is a financial technology company and is not an FDIC-insured bank. Banking services provided by Thread Bank, Member FDIC. FDIC deposit insurance covers the failure of an insured bank. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Certain conditions must be satisfied for pass-through deposit insurance coverage to apply. The Baselane Visa debit card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted.

  1. Your deposits qualify for up to [v="fdic_long"] in FDIC insurance coverage when Thread Bank places them at program banks in its deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to [v="fdic_insurance_up"], inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.
  2. The Annual Percentage Yield (APY) on your Savings Account is accurate as of [v="apy_update_date"]. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn up to [v="apytier1"] APY for Savings Accounts. Total balances between $10,000 and $24,999 earn up to [v="apytier2"] for Savings Accounts. Total Balances between $25,000 and $49,999 earn up to [v="apytier3"] APY for Savings Accounts. Total balances of $50,000 or more earn [v="apyvalue"] APY for Savings Account. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.