PROMO TERMS AND CONDITIONS

Terms and Conditions:

OFFER VALID – 11/1/2025 – 01/31/2026

Terms & Conditions: The following describes the terms that apply to participation in the Baselane Promotional Program (“Program”) offered by Skylight Financial Services, Inc. (“Baselane”).

This Program is offered solely by Baselane and not by any named merchant or any other third party.

Eligible Participants: Baselane users must open a Baselane Banking checking or savings account to receive the $400 bonus. Participants can only participate in the offer once.

Eligibility Requirements: You can only receive this $400 bonus once, regardless of the number of accounts you open and you must not be eligible for another Program. Unless specified in the terms of another Program, this Program cannot be combined or stacked with other Programs, offers or promotions. If you are eligible for more than one Program, Baselane has sole discretion which bonus is provided to the customer.

You must:

1. Receive this offer directly from Baselane via a mailed flyer within the valid offer period (dates mentioned above). Mailed flyer must be addressed to you by name; forwarded or shared mail is not valid, and recipients of such forwards are not eligible. You can receive this bonus only once, regardless of how many accounts you open.
2. Use the provided URL or QR code in the mailer to visit the Baselane website and follow the steps provided to open a Baselane Banking account (accounts are subject to approval) within the valid offer period (dates mentioned above)
3. Deposit an aggregate total of $20000 or more in new money across your Baselane banking accounts within 30 days of opening a Baselane Banking account via step 2 above
4. Maintain at least an average $20000 or more aggregate balance across your Baselane banking accounts for 45 days from the date the initial deposit requirement is satisfied.

After you have completed all the above requirements, we will deposit a bonus of $400 into your Baselane banking checking account within 30 days on a best effort basis. Payment processing delays may occur for Baselane resulting in bonuses being deposited later than 30 days. Baselane does not provide additional money/bonus to make up for processing delays. The offer is good for one-time use.

Baselane reserves the right to withdraw this offer at any time without notice. You are responsible for determining the tax incidence of any bonuses received under this program and acknowledge that such bonuses may be reported on IRS Form 1099 INT (or Form 1042 S, if applicable).

Baselane is not liable for payment delays caused by named merchants or any third-party vendors. Baselane reserves the right to exclude any users from participating in the Program for any reason, including suspected fraud, misuse, or if suspicious activities are observed, including without limitation, in the case of payments to and from the same individual or entity, payments between relatives or close associates, and other actions inconsistent with a bona fide landlord/tenant relationship. Baselane also reserves the right to stop or make changes to the Program at any time. Baselane values your privacy and the security of your personal information, so please do not include your Social Security number in any email or letter that you send to us.