Earn up to 3.35% APY2.  No account fees. No minimum balances.

$100 SIGN UP BONUS*

The official banking platform of BiggerPockets

Baselane is rental property banking and AI-powered bookkeeping that saves time, puts you in control, and helps grow your business.

FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
Sign up & fund your account with $2,000 for a chance to win $10,000 Deadline is Aug 31, 2025. No purchase necessary. See Terms and Conditions for details.
A smiling man stands outdoors in front of a house. A digital badge reads “Official Banking Platform of BiggerPockets BASELANE.” Below, a BASELANE Visa business debit card is displayed.

Trusted by 50,000+ Real Estate Investors

*To qualify for the $100 cash bonus, deposit and maintain a balance of $500 in your bank account for 30 days.6 Terms and Conditions

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.1

Banking that automates the busywork

Whether you have 1 unit or 100—you can bank on Baselane to keep your rentals running.

A digital banking dashboard for “Baselane Banking” displays a total available balance of $37,692.23, with details for primary and emergency accounts and a categorized transactions summary.
A digital banking dashboard for Baseline Banking displays account details for AJ Realty Holdings, including a total balance of $37,692.23, recent transactions, and account numbers. A progress bar shows 90% of transactions are nearly done.

Banking built for rental properties

Organize & grow your money

Open unlimited accounts for multiple entities, automate transfers, and earn up to 3.35% APY2.

Open unlimited accounts, automate transfers, and earn up to 3.35% APY2.

Manage security deposits

Hold deposits in separate accounts, and return them with just one click when the lease is up.

Hold deposits separately and return them with one click when a lease ends.

A young man working on a laptop at a desk. An overlay shows his monthly spending: $450 spent, 81% of the budget used, and $100 left to spend. There are plants and office items in the background.
A man sits in an office looking at paperwork. In the foreground, a graphic shows he has spent $450 this month, with 81% spent and $100 left to spend. Plants and office furniture are in the background.

Simplified payments & full control

Control your spend

Get full control of your spend using physical and virtual debit cards with smart limits.

Keep spending in check using physical and virtual debit cards with smart limits.

Automate payments

Easily pay bills and make disbursements via one-time and recurring ACH, wire, or mailed checks.

Easily pay bills via one-time and recurring ACH, wire, or check.

A digital interface shows property and category auto-tagging options, with "Millenium Apartments" selected for property and "Auto & Travel" highlighted under category. Other categories like Advertising and Insurance are listed.
A digital interface displays dropdown menus for property and category auto-tagging, with “Auto & Travel” highlighted and glowing among category options like Advertising, Commissions, Insurance, and Legal.

AI-powered
bookkeeping

Automate your books

AI automatically categorizes transactions as you bank, freeing up time to find your next deal.

AI auto-categorizes transactions as you bank, freeing up time for more deals.

Understand your cash flow

Get real-time cash flow insights and tax-ready reports for smarter, faster investing decisions.

Get real-time financial insights and reports for smarter investing decisions.

A digital banking dashboard for “Baselane Banking” displays a total available balance of $37,692.23, with details for primary and emergency accounts and a categorized transactions summary.
A digital banking dashboard for Baseline Banking displays account details for AJ Realty Holdings, including a total balance of $37,692.23, recent transactions, and account numbers. A progress bar shows 90% of transactions are nearly done.

Banking built for rental properties

Organize & grow your money

Open unlimited accounts for multiple entities, automate transfers, and earn up to 3.35% APY2.

Open unlimited accounts, automate transfers, and earn up to 3.35% APY2.

Manage security deposits

Hold deposits in separate accounts, and return them with just one click when the lease is up.

Hold deposits separately and return them with one click when a lease ends.

A young man working on a laptop at a desk. An overlay shows his monthly spending: $450 spent, 81% of the budget used, and $100 left to spend. There are plants and office items in the background.
A man sits in an office looking at paperwork. In the foreground, a graphic shows he has spent $450 this month, with 81% spent and $100 left to spend. Plants and office furniture are in the background.

Simplified payments & full control

Control your spend

Get full control of your spend using physical and virtual debit cards with smart limits.

Keep spending in check using physical and virtual debit cards with smart limits.

Automate payments

Easily pay bills and make disbursements via one-time and recurring ACH, wire, or mailed checks.

Easily pay bills via one-time and recurring ACH, wire, or check.

A digital interface shows property and category auto-tagging options, with "Millenium Apartments" selected for property and "Auto & Travel" highlighted under category. Other categories like Advertising and Insurance are listed.
A digital interface displays dropdown menus for property and category auto-tagging, with “Auto & Travel” highlighted and glowing among category options like Advertising, Commissions, Insurance, and Legal.

AI-powered
bookkeeping

Automate your books

AI automatically categorizes transactions as you bank, freeing up time to find your next deal.

AI auto-categorizes transactions as you bank, freeing up time for more deals.

Understand your cash flow

Get real-time cash flow insights and tax-ready reports for smarter, faster investing decisions.

Get real-time financial insights and reports for smarter investing decisions.

Built-in property management

Stress-free rent collection

Automate rent in 2 mins for on-time payments and hours saved every month.

Automate rent in 2 mins. Save hours and get paid on time.

Tenant screening that actually works

Find great tenants and avoid fraud with advanced screening.

Find great tenants and avoid fraud with smarter screening.

Professional leases & e-sign

Get legally compliant leases and reduce admin work for you and your tenants.

Get legally compliant leases and reduce admin work.

Stress-free rent collection

Automate rent in 2 mins for on-time payments and hours saved every month.

Automate rent in 2 mins. Save hours and get paid on time.

Tenant screening that actually works

Find great tenants and avoid fraud with advanced screening.

Find great tenants and avoid fraud with smarter screening.

Professional leases & e-sign

Get legally compliant leases and reduce admin work for you and your tenants.

Get legally compliant leases and reduce admin work.

Sign Up For Free

See how we stack up

Why choose Baselane over traditional banks?

How we compare
Traditional Business Banking
Built for Real Estate Investors
APY InterestUp to 3.35% APY2 0.07% APY
Virtual Cards & Spend Control
FDIC Insurance$3M via Thread Bank1 $250K
Unlimited Accounts Per Property
Auto-Balance Transfers
Free Automated Online Rent Collection
Bookkeeping, Financial Reports & Tax Package
Integrated Tenant Management
Minimum Deposit$0 Up to $1,500
Monthly Account Maintenance Fees$0$15 or more
Sign Up For Free
A green icon with a rounded square border, featuring a central plus sign with four dots at each end, resembling a stylized symbol for focus or target, on a light green background.

BiggerPockets Pro exclusive offer

BiggerPockets Pro members get free access to Baselane Smart — time-saving automations that do more, so you can do less.

A digital financial management interface showing a $65.17 Cooltech Heating & Gas transaction tagged as utilities, a Duke Energy charge, a Baseline Rent entry of +$2492.50, and an address labeled 123 Main Street.

Auto-categorize transactions

Let AI and advanced auto-tag rules automatically categorize transactions and match receipts.

A digital notification shows a matched transaction at Walmart for $24.83, linked to AJ Realty Holdings, San Bernardino Duplex #2, dated Jan 7, 2025. A Walmart.jpg receipt is marked as processed below.

Automate receipt matching

Upload your receipts, and we’ll handle the rest —
auto-matched, sorted, and ready for tax time.

A banking interface showing an operating expenses checking account with a $2,050 balance. It notes that if the balance drops below $2,000, funds will be topped up to $2,500 from reserve account ending in 4261.

Stay fully funded

Automatically top up accounts when the balance drops below your set limit.

A payment processing timeline showing payment date on Monday and funds available by Wednesday, with Tuesday in between, indicating a two-day processing period.

Fast track deposits

Get your rent in 2 business days instead of 5, so your cash is always ready when you need it.

A dashboard interface shows different user roles—Property Manager, Bookkeeper, and Business Partner—managing banking, rent collection, and transactions for Apex Realty Holdings LLC.

Work with your team

Share limited or full access with your team for help running your rentals.

A chat window labeled "Contact Support" shows a greeting from Baselane customer support and a user message labeled "Priority" requesting help with account setup, alongside user and support icons.

Get priority support

Skip the line and get fast, dedicated support
whenever you need it.

Sign Up For Free

Keeping your money protected

Visa® Zero Liability Protection
Two-factor authentication (2FA)
End-to-end data encryption

Trusted by 50,000+ real estate investors

Jamie

“I self-manage my properties and run a real estate-based service business. I'm able to do bookkeeping for both using Baselane. I use Baselane to track my business income and expenses, and it saves me countless hours each month.”

Smiling person with short dark hair, wearing a light-colored shirt, in an outdoor setting with blurred greenery in the background.
5 rentals
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Caroline

“I've been using Baselane for about a year now, and it’s been a game-changer. It’s incredibly convenient to have everything all in one place, rather than juggling multiple platforms. Also luv that they listen to my feedback.”

Smiling woman with light skin and curly white hair, wearing gold hoop earrings. She has a friendly expression and freckles, with a light background.
4 rentals
Logo for BiggerPockets with a blue and white design. The text "BiggerPockets" is in white next to a stylized icon of a pocket with a smiley face. A purple badge with the text "Pro" is positioned to the right.
B.C.

"Baselane is very user-friendly-tenants love it, my accountant loves it, and it's great for organizing finances. It's a one-stop solution for rental banking."

A smiling man with short dark hair and a fair complexion is wearing a white button-down shirt. He is looking directly at the camera, and the background appears to be an indoor setting with blurred elements, suggesting an office or professional environment.
10 rentals
Logo for BiggerPockets with a blue and white design. The text "BiggerPockets" is in white next to a stylized icon of a pocket with a smiley face. A purple badge with the text "Pro" is positioned to the right.
AJ

“As a real estate investor managing my own properties, Baselane has been an invaluable tool. You can instantly open business checking and savings accounts with unlimited virtual accounts and cards.”

A man with short, gray hair and stubble smiles while looking at the camera. He is wearing a green V-neck sweater and standing against a dark, blurred background.
Denver, Co
Logo for BiggerPockets with a blue and white design. The text "BiggerPockets" is in white next to a stylized icon of a pocket with a smiley face. A purple badge with the text "Pro" is positioned to the right.
VInay

"Baselane has very useful tools for banking and running a real estate investment business, including setting up accounts and sending wires, managing bookkeeping, and creating virtual accounts for contractors and maintenance crews."

A person with shoulder-length brown hair and bangs, wearing a light blue top, is smiling softly. The background is neutral with a hint of plant leaves visible. The lighting is warm and natural, highlighting the person's features.
San Francisco, CA
Logo for BiggerPockets with a blue and white design. The text "BiggerPockets" is in white next to a stylized icon of a pocket with a smiley face. A purple badge with the text "Pro" is positioned to the right.
*Actual results may vary by customer.

Get started in minutes

Three simple steps to take control of your rental finances.

1

Create a Baselane
banking account

Open an account in minutes and set up virtual sub-accounts to get organized.

Open an account and organize funds in minutes.

A person sits with a laptop on their lap, a cup of tea nearby. An overlay shows a profile photo of a smiling woman with curly hair, labeled "Janice Kim" and the email janice@mail.com.
2

Fund your account and activate rent collection

Fund your account and automate rent collection for faster, on-time payments.

Fund your account and automate rent for faster, on-time payments.

A digital interface displays three financial transactions: an ACH transfer for $1,600 on Nov 1, 2023, a deposit check for $1,453.20 on Dec 23, 2024, and a wire transfer for $1,800 on Oct 12, 2024.
3

Automate bookkeeping and reporting

Import and auto-tag transactions for instant cash flow insights and tax prep.

Import and auto-tag transactions for instant tax-ready reports.

A financial chart shows net cash flow, cash inflow, and cash outflow for April to July. Values are: net cash flow $26,445; cash inflow $95,475; cash outflow $69,030. Each category is represented by a bar.
Get Started

Real support from real humans.

Get dedicated support anytime, anywhere.
Our customer support experts speak real estate.

Get dedicated support anytime, anywhere. Our customer support experts speak real estate.

Chat
Phone
Email

FAQs

To qualify for the $100 cash bonus, you need to deposit and maintain a balance of $500 in your Baselane banking account for 30 days.6

Baselane offers a range of features designed for landlords, including:

  • High-Yield Interest: Earn up to 3.35% APY2 on savings account deposits.
  • Virtual Accounts and Cards: Create unlimited virtual accounts and debit cards to organize your finances by property or expense type.
  • Integrated Bookkeeping and Rent Collection: Manage rental income and expenses within the platform by automating bookkeeping, rent payments, and more.
  • No Hidden Fees: Enjoy banking with no monthly account maintenance fees or minimum balance requirements.

Yes, Baselane is designed to accommodate real estate investors of all sizes, whether you own a single unit or manage a large portfolio. The platform supports various property types, including residential, commercial, and short-term rentals.

FDIC insurance is available up to $3M for funds deposited via Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.1

Baselane employs advanced security measures, including two-factor authentication and end-to-end encryption, to safeguard your account information.

BiggerPockets members can earn a $100 signup bonus.6 Additionally, BiggerPockets Pro Members get free access to Baselane Smart (non-Pro Members are not eligible for this offer):

  • Auto-tag assistant: Get transactions automatically categorized.
  • Auto-receipt match: Get receipts matched to transactions for tax time.
  • Minimum balance transfers: Prevent overdrafts and missed payments.
  • 2-day rent: Receive rent in 2 business days instead of 5.
  • Shared access: Give your team full or limited access.
  • Priority support: Get fast, dedicated support anytime.

CREATE A BASELANE ACCOUNT

© 2025, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 6/1/2025. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn up to 1.56% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn up to 2.35% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn up to 2.72% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

6 Only new Baselane banking customers are eligible to receive the bonus. To receive the bonus, you must deposit $500 into your Baselane Business Deposit account and maintain this balance for 30 days before 12/31/2025. Once you have met this requirement, the $100 bonus will be paid out within 30 days. See terms for details.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.