Banking Built for Landlords
Baselane is a powerful banking platform that puts you in complete control of your real estate finances.
- Earn up to 4.19% APY2 and up to 5% cash back3
- Virtual accounts & cards to stay organized
- No account fees or minimum balances
Baselane is a financial technology company, and is not a bank. Banking services and FDIC insurance are provided through Thread Bank1, Members FDIC. FDIC insurance is available for funds on deposit up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program.
Baselane is a financial technology company, and is not a bank. Banking services and FDIC insurance are provided through Thread Bank1, Members FDIC. FDIC insurance is available for funds on deposit up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program.
Banking Accounts and Features for Landlords and Real Estate Businesses
Create unlimited virtual accounts and cards. Easily open an operating account for each property or unit, and create separate accounts for security deposits.
Physical & virtual debit cards with custom spend controls and automated transaction tagging by Schedule E.
Easily pay expenses with free ACH and wires. Send payments, pay invoices, make transfers, and deposit checks from any device.
Baselane Banking is seamlessly integrated with Baselane’s rent collection, accounting and reporting tools. Manage everything in one place.
No Fees, No Minimums.
Baselane Banking is free.
All Entity Types. Open accounts for individuals,
LLCs, Partnerships or Corporations.
All Investors. Whether you have 1 unit or 100,
Baselane is built for you.
Security Deposits
Use Baselane to manage your security deposits. Easily open a separate account for each security deposit. Like all Baselane accounts, security deposits earn up to 4.19% APY2.
Keep Your Rental Property Finances in Check
Baselane’s powerful financial tools put you in complete control of your rental property cash flow.
Automate your banking. Up to 4.19% APY2, organized accounts, and powerful spend management.
Never chase down checks or late rent again. Fast payments, simple to set up, easy for tenants.
See your cash flow clear as day. Maximize returns and make tax time a breeze.
Landlord Banking Built for All Investors
Landlords and Investors of All Sizes
Whether you have 1 unit or 100, Baselane is built for you.
Multiple Property Types
Baselane supports multiple property types including residential, commercial, and long- and short-term rentals.
Your Money - Protected
FDIC Insurance up to$3M1
Your funds are secure and available 24/7 in your Baselane account.
Visa® Zero Liability Protection
You won’t be held responsible for
unauthorized charges.
End-to-end encryption
All sensitive data is encrypted using
AES-256 or higher standards
“Switching to Baselane was an immediate success. I stopped manually managing my property finances last month for the first time. I saved over 5 hours and $200 on accountant fees. Everything is now automated and in one place.”
60K+
Properties actively managed on Baselane
60x
Higher APY than the national average
$3M1
FDIC insurance on all banking deposits.
Why Landlords Choose Baselane Banking
Why Landlords
Choose Baselane
Typical BusinessChecking Account
Earn up to 4.19% APY2
1% Cash Back3 on Debit Card
0.06% APY
No Cash Back on Debit Card
$0
$1,500
$0
$15+ monthly fees + additional fees for wires, ACH, and overdraft
Connect to the Tools
You Use Every Day
Whether it’s Airbnb, Quickbooks or Venmo, easily
connect to the tools that power your rentals.
Instant Support from Real Humans
Talk to a customer support expert who understands your business.
Live Chat
Talk to the team through our app or website.
Phone
Never wait on hold again. We’ll call you.
Expect a fast, human response.
Opening a Baselane Banking account is a quick 2-minute process and does not affect your credit score in any way!
To open a Baselane Banking account, first sign-up for a free landlord account. Once you have created a landlord account, click “Add Account” on the Banking & Cards page, then choose the “Open Baselane Account” option.
You will have the option to open a Baselane Banking account as an individual (sole proprietor) or as a business entity (LLC, corporation, or partnership).
You will be asked to provide some identifying information about yourself so we can run the required identity checks. If you are applying for a business bank account you will need a U.S. company, and be able to provide its federal EIN and its official formation documents.
Watch our quick video on How to open a Baselane Banking account to learn more.
Baselane Banking is built to significantly help streamline the financial management of investment properties. Benefits of Baselane Banking include:
Multiple banking accounts on one platform, with virtual accounts to keep expenses organized and funds separated:
- Open as many banking accounts as needed for businesses (LLCs, Corp, or Partnerships) or individuals (Sole Proprietors) for free.
- Open free Virtual Accounts whether you need a separate account for each unit or property, to separate savings for a future remodel, or simply to keep security deposits segregated
- Automate bookkeeping by auto-tagging all transactions of an account to property or unit.
Seamlessly integrated into financial tools for landlords & individual real estate investors:
- Single-click bookkeeping with smart categorization to Schedule E and property tagging.
- Automated rent collection; receive rent directly into your bank account.
- All the tools you need to control your cash flow, track your expenses, and understand your property performance.
It’s a free and rewarding banking account:
- Baselane banking is free, with no hidden fees! No fees on cash withdrawals or transfers. No minimum deposit is needed.
- High-yields (60x the national average) on all deposits (yes – this includes security deposits!).
- Up to 5% cash back on all spending with your Baselane Debit Card.
If you would like to learn more about how Baselane Banking can help you, schedule a demo here.
You can fund your Baselane Banking account in any of four easy ways:
- Link Baselane to another U.S. bank account (via Plaid) to start an ACH transfer, which will be completed in 3 business days.
- Connect your Baselane Banking account to any of your digital wallets like PayPal or Venmo, and initiate a transfer from there.
- Send electronic, bank transfers via ACH to your Baselane Banking account from any bank in the U.S.
- Deposit cash into any of our in-network ATMs. Click here and select “Allpoint + Cash Deposit ATMs” to locate the nearest deposit ATM.
- Send a wire transfer to your Baselane Banking account using the following details:
- Beneficiary name: Legal name or LLC on your Baselane Banking account
- Beneficiary account number: Your Baselane Banking account number
- Beneficiary Address: The address you provided for your Baselane Banking account
- Beneficiary Bank Name: Blue Ridge Bank
- Beneficiary Bank Routing Number: 051402372
- Beneficiary Bank Address: 17 West Main Street, Luray, VA 22835
For more information on the steps to fund your account, watch our quick video on How to Fund your Baselane Account.
If you need any assistance, reach out to support@baselane.com.
Baselane has built strict security and privacy controls to exceed the highest banking industry standards. Your funds are secure and available 24/7 in your Baselane account, and all Baselane accounts are FDIC insured by our sponsor bank, Blue Ridge Bank. In addition, we have multiple layers of security on our website to ensure that no one will be able to access your account or data.
Create a Free Baselane Account
Upgrade your banking experience with Baselane Banking.
