Banking Built for Landlords

Thousands of tech-forward landlords use and trust Baselane to simplify their finances.

4.5/5
5/5

Baselane is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, NA and Thread Bank1, Members FDIC. FDIC insurance is available for funds on deposit up to a maximum of $2,500,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program.

4.5/5
5/5

Baselane is a financial technology company, and is not a bank. Banking services provided by Blue Ridge Bank, NA and Thread Bank1, Members FDIC. FDIC insurance is available for funds on deposit up to a maximum of $2,500,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program.

You Need a Financial Platform That Works as Hard as You Do

Maximize Your Earnings

Earn up to 4.19% APY interest2 (60x national average) and unlimited 1% cash back3 (5% on home improvement spending).

Streamline Your Finances

Create unlimited virtual accounts and cards. Easily open an operating account for each property or unit, and create separate accounts for security deposits.

Take Control of Your Spend

Physical & virtual debit cards with custom spend controls and automated transaction tagging by Schedule E.

Simplify Payments

Easily pay expenses with free ACH and wires. Send payments, pay invoices, make transfers, and deposit checks from any device.

Automate Rent & Accounting

Baselane Banking is seamlessly integrated with Baselane’s rent collection, accounting, and reporting tools. Manage everything in one place.

No Fees, No Minimums.

Baselane Banking is 100% free.

All Entity Types. Open accounts for individuals,
LLCs, Partnerships or Corporations.

All Investors. Whether you have 1 unit or 100,
Baselane is built for you.

Maximize Your Savings

Earn industry-leading APY that increases as your 
balance grows, and as you collect rent with Baselane.

  • The more you deposit, the more interest you earn.
  • Collect rent and earn an additional 0.46% APY each month.
  • Earn up to 4.19% APY2 for the first 3 months as part of our
introductory offer.

Your Money - Protected

FDIC Insurance up to $2.5M1

Your funds are secure and available 24/7 in your Baselane account.

Visa® Zero Liability Protection

You won’t be held responsible for unauthorized charges.

End-to-end encryption

All sensitive data is encrypted
using AES-256 or higher standards.

4.5/5
5/5

“Switching to Baselane was an immediate success. I stopped manually managing my property finances last month for the first time. I saved over 5 hours and $200 on accountant fees. Everything is now automated and in one place.”

Brett Denver, CO
60K+​

Properties actively managed on Baselane​​

60x

Higher APY than the national average

$2.5M1

FDIC insurance on all banking deposits.

Why Landlords Choose Baselane Banking

Baselane logo Baselane logo Typical Business
Checking Account
Built for landlords
True
False
Interest and cash back

Earn up to 4.19% APY2
1% Cash Back on Debit Card3

0.07% APY
No Cash Back on Debit Card

1% cash back on debit card3
True
False
Unlimited accounts, partitioned by unit
True
False
Virtual cards & spend controls
True
False
Integrated Rent Collection, Bookkeeping, & Reporting
True
False
Minimum Deposit

$0

$1,500

Monthly Fees

$0

$15+ monthly fees + additional fees for wires, ACH, and overdraft

Security Deposits

Use Baselane to manage your security deposits. Easily open a separate account for each security deposit. Like all Baselane accounts, security deposits earn up to 4.19% APY2.

Keep Your Rentals on the Money

Baselane’s powerful financial tools put you in complete control of your rental finances.

Banking

Automate your banking. Up to 4.19% APY2, organized accounts, and powerful spend management.

Rent Collection

Never chase down checks or late rent again. Fast payments, simple to set up, easy for tenants.

Accounting & Reporting

See your cash flow clear as day. Maximize returns and make tax time a breeze.

Banking

Automate your banking. Up to 4.19% APY2, organized accounts, and powerful spend management.

Rent Collection

Never chase down checks or late rent again. Fast payments, simple to set up, easy for tenants.

Accounting & Reporting

See your cash flow clear as day. Maximize returns and make tax time a breeze.

Instant Support from Real Humans

Talk to a customer support expert who understands your business.

Live Chat

Talk to the team through
 our app or website.

Phone

Never wait on hold again.
 We’ll call you.

Connect to the Tools

You Use Every Day

Whether it’s Airbnb, Quickbooks or Venmo,

easily connect to the tools that power your rentals.

Frequently Asked Questions

Opening a Baselane Banking account is a quick 2-minute process and does not affect your credit score in any way!

To open a Baselane Banking account, first sign-up for a free landlord account. Once you have created a landlord account, click “Add Account” on the Banking & Cards page, then choose the “Open Baselane Account” option.

You will have the option to open a Baselane Banking account as an individual (sole proprietor) or as a business entity (LLC, corporation, or partnership).

You will be asked to provide some identifying information about yourself so we can run the required identity checks. If you are applying for a business bank account you will need a U.S. company, and be able to provide its federal EIN and its official formation documents.

Watch our quick video on How to open a Baselane Banking account to learn more.

Baselane Banking is built to significantly help streamline the financial management of investment properties. Benefits of Baselane Banking include:

Multiple banking accounts on one platform, with virtual accounts to keep expenses organized and funds separated:

  • Open as many banking accounts as needed for businesses (LLCs, Corp, or Partnerships) or individuals (Sole Proprietors) for free.
  • Open free Virtual Accounts whether you need a separate account for each unit or property, to separate savings for a future remodel, or simply to keep security deposits segregated
  • Automate bookkeeping by auto-tagging all transactions of an account to property or unit.


Seamlessly integrated into financial tools for landlords & individual real estate investors:

  • Single-click bookkeeping with smart categorization to Schedule E and property tagging.
  • Automated rent collection; receive rent directly into your bank account.
  • All the tools you need to control your cash flow, track your expenses, and understand your property performance.


It’s a free and rewarding banking account:

  • Baselane banking is free, with no hidden fees! No fees on cash withdrawals or transfers. No minimum deposit is needed.
  • High-yields (60x the national average) on all deposits (yes – this includes security deposits!).
  • Up to 5% cash back3 on all spending with your Baselane Debit Card.

If you would like to learn more about how Baselane Banking can help you, schedule a demo here.

You can fund your Baselane Banking account in any of four easy ways:

    1. Link Baselane to another U.S. bank account (via Plaid) to start an ACH transfer, which will be completed in 3 business days.
    2. Connect your Baselane Banking account to any of your digital wallets like PayPal or Venmo, and initiate a transfer from there.
    3. Send electronic, bank transfers via ACH to your Baselane Banking account from any bank in the U.S.
    4. Deposit cash into any of our in-network ATMs. Click here and select “Allpoint + Cash Deposit ATMs” to locate the nearest deposit ATM.
    5. Send a wire transfer to your Baselane Banking account using the following details:
      • Beneficiary name: Legal name or LLC on your Baselane Banking account
      • Beneficiary account number: Your Baselane Banking account number
      • Beneficiary Address: The address you provided for your Baselane Banking account
      • Beneficiary Bank Name: Blue Ridge Bank
      • Beneficiary Bank Routing Number: 051402372
      • Beneficiary Bank Address: 17 West Main Street, Luray, VA 22835

For more information on the steps to fund your account, watch our quick video on How to Fund your Baselane Account.

If you need any assistance, reach out to support@baselane.com.

Baselane has built strict security and privacy controls to exceed the highest banking industry standards. Your funds are secure and available 24/7 in your Baselane account, and all Baselane accounts are FDIC insured by our sponsor bank1, Blue Ridge Bank. In addition, we have multiple layers of security on our website to ensure that no one will be able to access your account or data.

Learn more about how interest is earned in our Tiered APY program in this FAQ

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Learn how to organize Rental Finances with Baselane

We’ve thrown in a handful Pro Tips and Best Practices too, so you can hit the ground running like a pro.