Earn up to 3.56% APY2.  No account fees. No minimum balances.

No Monthly Fees or Minimum Balances

Everything you need to manage and grow your real estate business.

BANKING

TOP FEATURES

Unlimited banking accounts for all entity types

Accounts by property, for security
deposits, savings & more

FDIC insured up to $3M1 via Thread Bank

Earn up to 3.56% APY2 (60x the national average)

Physical & virtual debit cards with 1% cash back

Payment & bill pay platform

THE ONLY FEES WE CHARGE

$2 per mailed check

$15 per checkbook

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RENT COLLECTION

TOP FEATURES

Automated invoices for rent, fees, and
security deposits

Payments into a Baselane or external
banking account

Fast payments: get paid in 2-5 days

Automated late fees, reminders, and notifcations

Dedicated tenant portal

Flexible tenant payment methods: ACH & cards

THE ONLY FEES WE CHARGE

$2 via ACH if deposited into an external bank (charged to Tenant or Landlord)

OR

$0 via ACH if deposited into Baselane banking

3.49% via card (charged to Tenant)

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BOOKKEEPING &
ACCOUNTING

TOP FEATURES

All transaction synced in one place

Easy single-entry books

Tag transactions to properties & 120 categories

Capture receipts and add notes

Real-time cash flow insights &
financial reporting

Accountant tax package & Schedule
E reporting

THE ONLY FEES WE CHARGE

None, it’s free!

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Banking fees we NEVER charge you:
Account Opening Fees

Monthly Account Fees

Minimum Balance Fees

Inactive Account Fees

Return Payment or Overdraft Fees

ACH Transfer Fees

*Tenant payments via ACH not deposited into a Baselane banking account will incur a $2 fee.
*Same-Day ACH Transactions incur a 1% fee up to $15.

Thousands of real estate investors bank on Baselane

Charlie P.

“Baselane’s platform is super slick. Clean, smooth, and easy. It’s the best banking platform for landlords out there. Period.”

A middle-aged man with short, grey hair and a beard, wearing a navy blue shirt, looks directly at the camera against a plain light background.
Austin, Tx
Charlie P.

“Baselane’s platform is super slick. Clean, smooth, and easy. It’s the best banking platform for landlords out there. Period.”

A middle-aged man with short, grey hair and a beard, wearing a navy blue shirt, looks directly at the camera against a plain light background.
Austin, Tx
Charlie P.

“Baselane’s platform is super slick. Clean, smooth, and easy. It’s the best banking platform for landlords out there. Period.”

A middle-aged man with short, grey hair and a beard, wearing a navy blue shirt, looks directly at the camera against a plain light background.
Austin, Tx
*Actual results may vary by customer.

Ready to make the switch?

Over 40,000 real estate investors use Baselane to save time managing their property finances and grow their rental portfolio.

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© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.56% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.

BANKING

BANKING ACCOUNTS

Unlimited banking accounts

For all entity types: individual, LLCs, corporations & partnerships

Accounts by property, for security deposits, savings & more

FDIC insured up to $3M1 via Thread Bank

Earn up to 3.56% APY2 (60x the national average)

Real-time sync with QuickBooks Online & Xero

Separate collaborator logins

Free beta

SPEND MANAGEMENT

Visa® physical & virtual debit cards

Unlimited 1% cash back3 on card spend

Customizable auto tagging and
categorization rules

Earn up to 3.56% APY2 (60x the nationCard spend limits and lockingal average)

Add to Apple Pay & Google Pay wallets

Fee-free cash deposits & withdrawals at +55K ATMs

Visa® Zero Liability Protection

PAYMENTS & BILLS

Payments via ACH transfer, wire and mailed check

One-time and recurring payments

Save and manage recipients & vendors
in one place

Mobile check deposit & on-demand checkbooks

RENT COLLECTION

ONLINE RENT COLLECTION

Automated invoices for rent, fees, and security deposits.

Payments directly into a Baselane or external banking account

Fast payments: get paid in 2-5 days*

Automated late fee settings

Real-time payment notifications and payment tracking

Automatic rent tagging to properties and income categories

Edit & manage invoices

Renewal notifications

View payment history

Separate collaborator logins

Free beta

Dedicated tenant portal

Easy set up in 2 mins

Payments flexibility via ACH, credit or debit card

Auto-pay

Automated payment notifications & reminders

High daily payment limits (not like Venmo or Zelle)

BOOKKEEPING & ACCOUNTING

BOOKKEEPING

All transaction synced in one place

Instant & precise integration with
Baselane Banking

Sync your external bank, cards, Venmo,
& PayPal accounts

Easy single-entry books

Tag to 120 categories based on Schedule E

Tag to properties and units

Capture receipts and add notes

Bulk edit & tag transactions

Split transaction amongst properties or units

Easy transaction search and filters

Export transactions to CSV

Manually add missing transactions

Separate collaborator logins

Free beta

REPORTING & ANALYTICS

Real-time cash flow insights

Cash flow analytics by property

Income & cash flow statements by property

Export reports to CSV

TAX PREPARATION

Accountant tax package

Schedule E report