Earn up to 3.35% APY2.  No account fees. No minimum balances.

No Monthly Fees or Minimum Balances

Everything you need to manage and grow your real estate business.

BANKING

TOP FEATURES

Unlimited banking accounts for all entity types

Accounts by property, for security
deposits, savings & more

FDIC insured up to $3M1 via Thread Bank

Earn up to 3.35% APY2 (60x the national average)

Physical & virtual debit cards with spend limits

Payment & bill pay platform

THE ONLY FEES WE CHARGE

$2 per mailed check

$15 per checkbook

$15 per wire

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RENT COLLECTION

TOP FEATURES

Automated invoices for rent, fees, and
security deposits

Payments into a Baselane or external
banking account

Fast payments: get paid in 2-5 days

Automated late fees, reminders, and notifcations

Dedicated tenant portal

Flexible tenant payment methods: ACH & cards

THE ONLY FEES WE CHARGE

$2 via ACH if deposited into an external bank (charged to Tenant or Landlord)

OR

$0 via ACH if deposited into Baselane banking

3.49% via card (charged to Tenant)

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BOOKKEEPING &
ACCOUNTING

TOP FEATURES

All transaction synced in one place

Easy single-entry books

Tag transactions to properties & 120 categories

Capture receipts and add notes

Real-time cash flow insights &
financial reporting

Accountant tax package & Schedule
E reporting

THE ONLY FEES WE CHARGE

None, it’s free!

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Additional features

Tenant Screening

$25 Tenant Screening Report
(Rental Application, ID verification and Credit report)

ENHANCED ADD-ONS

$5 Criminal Records
$10 Eviction Report
$10 Income Verification

Tenant Rent Reporting

Optional $5 / month tenant rent reporting to credit bureau

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Banking fees we NEVER charge you:
Account Opening Fees

Monthly Account Fees

Minimum Balance Fees

Inactive Account Fees

Return Payment or Overdraft Fees

ACH Transfer Fees

*Tenant payments via ACH not deposited into a Baselane banking account will incur a $2 fee.
*Same-Day ACH Transactions incur a 1% fee up to $15.

Thousands of real estate investors bank on Baselane

Charlie P.

“Baselane’s platform is super slick. Clean, smooth, and easy. It’s the best banking platform for landlords out there. Period.”

A middle-aged man with short, grey hair and a beard, wearing a navy blue shirt, looks directly at the camera against a plain light background.
Austin, Tx
Charlie P.

“Baselane’s platform is super slick. Clean, smooth, and easy. It’s the best banking platform for landlords out there. Period.”

A middle-aged man with short, grey hair and a beard, wearing a navy blue shirt, looks directly at the camera against a plain light background.
Austin, Tx
Charlie P.

“Baselane’s platform is super slick. Clean, smooth, and easy. It’s the best banking platform for landlords out there. Period.”

A middle-aged man with short, grey hair and a beard, wearing a navy blue shirt, looks directly at the camera against a plain light background.
Austin, Tx
*Actual results may vary by customer.

See How Baselane Works

Get a high-level overview of how Baselane’s products seamlessly work together
Screenshot of a Baseline Banking interface showing AJ Realty Holdings with a total balance of $37,692.23. It lists a primary account with $24,192.23 and an emergency account with $8,500. A transaction categorization shows 90% as "nearly done.
how it works
Experience Baselane with a Live Demo

Join our live demo for an interactive walkthrough of Baselane’s key features.

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A modern living room with a white couch and table. Overlaid are digital financial details showing "Property Holdings LLC," "Rehab Savings," account ending in 7625, and a balance of $28,580.36.
A modern living space with virtual financial overlays displaying account balances. The main overlay shows "Property Holdings LLC" and "Rehab Savings" with an amount of $28,580.36. Other overlays show partial details of different accounts.
Watch Our Product Walkthrough

Discover Baselane in action with a short 90-second video overview.

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A man with a beard is smiling while looking at a computer screen. The background is softly lit, suggesting a cozy, indoor setting with warm lights and blurred shelves.

Thousands of real estate investors bank on Baselane

Mike

"I've been using Baselane for over a year now to manage multiple properties and its so convenient to combine property management, bookkeeping, and banking all in the same platform. It really seems to be the best value on the market given there is no subscription, licensing, or sign up fee."

Smiling man with short dark hair wearing a white button-up shirt, standing indoors with a blurred background.
San Jose, CA
Alex

"We evaluated a few different banking / bookkeeping tools and ended up with Baselane. I love how easy it is to use, the ability to open up virtual accounts, and categorize expenses. It’s great that it’s all designed too for our real estate business."

A man with short, gray hair and stubble smiles while looking at the camera. He is wearing a green V-neck sweater and standing against a dark, blurred background.
Philadelphia, PA
Diana

"Baselane is a modern, effective, and integrated platform that is excellent for real estate investors and landlords. The banking and tax features are seamless and they are continuously improving."

A person with shoulder-length brown hair and bangs, wearing a light blue top, is smiling softly. The background is neutral with a hint of plant leaves visible. The lighting is warm and natural, highlighting the person's features.
Austin, TX
*Actual results may vary by customer.

Ready to make the switch?

Over 40,000 real estate investors use Baselane to save time managing their property finances and grow their rental portfolio.

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© 2025, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 6/1/2025. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn up to 1.56% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn up to 2.35% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn up to 2.72% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.

BANKING

BANKING ACCOUNTS

Unlimited banking accounts

For all entity types: individual, LLCs, corporations & partnerships

Accounts by property, for security deposits, savings & more

FDIC insured up to $3M1 via Thread Bank

Earn up to 3.35% APY2 (60x the national average)

Real-time sync with QuickBooks Online & Xero

Separate collaborator logins

Free beta

SPEND MANAGEMENT

Visa® physical & virtual debit cards

Unlimited 1% cash back3 on card spend

Customizable auto tagging and
categorization rules

Earn up to 3.35% APY2 (60x the nationCard spend limits and lockingal average)

Add to Apple Pay & Google Pay wallets

Fee-free cash deposits & withdrawals at +55K ATMs

Visa® Zero Liability Protection

PAYMENTS & BILLS

Payments via ACH transfer, wire and mailed check

One-time and recurring payments

Save and manage recipients & vendors
in one place

Mobile check deposit & on-demand checkbooks

RENT COLLECTION

ONLINE RENT COLLECTION

Automated invoices for rent, fees, and security deposits.

Payments directly into a Baselane or external banking account

Fast payments: get paid in 2-5 days*

Automated late fee settings

Real-time payment notifications and payment tracking

Automatic rent tagging to properties and income categories

Edit & manage invoices

Renewal notifications

View payment history

Separate collaborator logins

Free beta

Dedicated tenant portal

Easy set up in 2 mins

Payments flexibility via ACH, credit or debit card

Auto-pay

Automated payment notifications & reminders

High daily payment limits (not like Venmo or Zelle)

BOOKKEEPING & ACCOUNTING

BOOKKEEPING

All transaction synced in one place

Instant & precise integration with
Baselane Banking

Sync your external bank, cards, Venmo,
& PayPal accounts

Easy single-entry books

Tag to 120 categories based on Schedule E

Tag to properties and units

Capture receipts and add notes

Bulk edit & tag transactions

Split transaction amongst properties or units

Easy transaction search and filters

Export transactions to CSV

Manually add missing transactions

Separate collaborator logins

Free beta

REPORTING & ANALYTICS

Real-time cash flow insights

Cash flow analytics by property

Income & cash flow statements by property

Export reports to CSV

TAX PREPARATION

Accountant tax package

Schedule E report