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© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company, and is not a bank. Banking services and FDIC insurance are provided through Thread Bank; Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.

¹FDIC insurance is available for funds on deposit up to a maximum of $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions on the sweep program.

²The Annual Percentage Yield (APY) on your account is accurate as of 04/05/23. Accounts with balances less than $10,000 earn 1.95% APY. Accounts with balances between $10,000 and $24,999 earn 2.93% APY. Accounts with balances between $25,000 and $49,999 earn 3.40% APY. Accounts with balances of $50,000 or more earn 4.19% APY. These are variable rates and are subject to change based on the target range of the Federal Funds rate. There are no minimum balances or minimum deposits required to earn interest on your account. Review the Baselane Business Deposit Account Agreement for more information.

³Cash back is credited once per month for all rewards above 1% and credited to your account with a maximum of $2,000 annual spend per calendar year. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. Terms and conditions apply.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.