Earn up to 3.35% APY2.  No account fees. No minimum balances.

Baselane is the Best Alternative to Stessa

Baselane is the only platform that gives you a purpose-built primary banking account with fully integrated rent collection and bookkeeping to put you in complete control of your rental finances.

A man with gray hair and beard is sitting on a couch, smiling while using a laptop. A Baseline Business Debit Visa card is shown above financial charts highlighting net cash flow, cash inflow, and cash outflow from April to July.
Banking, bookkeeping, rent collection and more
Earn up to 3.35% APY2 and 1% cash back3
Payments via ACH, wires and checks
Live customer support
Trusted by 40,000+ Real Estate Investors

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.1

Why Landlords Choose Baselane Over Stessa

Baselane offers an integrated banking, rent collection, and bookkeeping platform with no minimum balances or monthly fees. Stessa reserves premium features for subscribers who pay up to $35/month.

Powerful Banking
Effortless Rent Collection
Streamlined Bookkeeping
An image displaying rent collection terms and receiving accounts. The rent collection period lasts from January 1 to October 31 at a rate of $1,200 per month. Funds are allocated to rent and fees, and security deposit for the San Bernardino Duplex main account ending in 9880.

Banking Built for Real Estate Investors

Baselane is built from the ground up to be the primary banking account for your real estate business, with robust features to organize your money, manage expenses, pay bills, and earn rewards.

Stessa’s banking offering is intended as a cash management account to set aside surplus funds.
APY Interest and Cash Back on Debit CardsUp to 3.35% APY2
1% cash back3		2.83% APY
4.58% APY ($35/mth)
1.1% Cash Back
Unlimited Entities + Unlimited Accounts Per Entity
Unlimited Virtual Cards with Spend Controls
ACH and Wire Payments with Recurring Payment Rules
Checkbooks and Print-to-Mail Checks
A digital overlay showing payment details appears over an image of two people shaking hands. The overlay includes "Rent & Fees: $1,500.00," "Payment Processing: April 24," and "Expected Deposit Date: April 25." Below the overlay, a desk with documents and a cup of coffee can be seen.

Hassle-free Rent Collection

Whether you have 1 unit or 100, Baselane is built with rent collection at its core. Save hours each month and increase on-time payments.

Stessa’s rent collection offering is more limited. Tenants have limited payment flexibility and you can only collect rent into Stessa cash accounts, not external accounts.

Flexible Rent CollectionRent Collection to Baselane & External AccountsRent Collection to Stessa Accounts Only
Flexible Tenant Payment OptionsACH, Debit & Credit Card ACH Only
Ability to Block Partial Rent Payments
Fast Rent PaymentsPaid Subscribers Only
Advanced Lease Terms & E-Signing
A woman in a mustard sweater is working on a laptop. Next to her is a summary box titled "Tax Package" showing "Time Period: Last Year", "Properties: All Properties", and counts of transactions and attachments. A "Download" button is at the bottom of the summary box.

Seamlessly Integrated Bookkeeping

Baselane’s comprehensive bookkeeping suite is fully integrated with our banking and rent collection platform in one, beautifully designed and easy-to-use experience. Enjoy all bookkeeping features at no cost.

Stessa’s bookkeeping is more complex to navigate and not fully integrated with banking or rent collection. Advanced reports such as Schedule E are only available to paid subscribers.
Seamless Integration between Bookkeeping, Banking and Rent Collection
Property and Unit Level Tagging
Automated Expense Tagging with Virtual Cards
Schedule E ReportingPaid Subscribers Only
Modern and User-Friendly UI/UX

Thousands of Real Estate Investors Bank on Baselane

Susan P.

“Setting up the rent collection on Baselane was so smooth! I’m a first time landlord and didn’t know where to start but I found Baselane and 
the rest is history!”

A woman with wavy dark hair smiles warmly at the camera. She is wearing a white collared shirt and is seated indoors, with a green plant leaf visible in the background.
Tim R.

“I love collecting rent on Baselane. I previously used Zelle, but couldn’t collect rent directly into business accounts. I’ve solved this problem with Baselane!”

A man with short, gray hair and stubble smiles while looking at the camera. He is wearing a green V-neck sweater and standing against a dark, blurred background.
Michelle P.

“This is easily the the best quote I have received. I get everything I need and want covered at an extremely attractive rate. The best part…it only took me 5-minutes!”

A smiling man with short dark hair and a fair complexion is wearing a white button-down shirt. He is looking directly at the camera, and the background appears to be an indoor setting with blurred elements, suggesting an office or professional environment.
*Actual results may vary by customer.

See How We Stack Up

How we compare
Free
Essentials Tier: Free
Manage Tier: $15/mth
Pro Tier: $35/mth
Banking
Built for Property Managers
Cash Management Account
APY InterestUp to 3.35%2 (no monthly fees)3.14% Essentials/Manage Tier
5.09% Pro Tier ($35/mth)
Cash Back on Debit CardsUnlimited 1%31.1%
Unlimited Entities
Unlimited Accounts Per Entity
Unlimited Virtual Cards with Spend Controls
ACH Payments
Check Payments
Checkbooks and Print-to-Mail Checks
Wire Payments
$5 per Outbound Wire
Payee Management with Automated and Recurring Payment Rules
Same-day ACH Transfers to Linked Accounts
Rent Collection
Built for Rent Collection
Rent Collection to Baselane & External Accounts
Rent Collection to Stessa Accounts Only
Fast Rent Payments
Paid Tier Only
Flexible Tenant Payment Options
ACH, Debit & Credit Card
ACH Only
Ability to Block Partial Rent Payments
Advanced Lease Terms (e.g. add additional fees)
Integrated Lease Signing
Secure Tenant Portal
Bookkeeping & Accounting
Seamless Integration Between Banking, Bookkeeping and Rent Collection
Property and Unit Level Tagging
Automated Tagging with Virtual Cards
Schedule E Reporting
Paid Tier Only
General
Modern and User-Friendly UI/UX
Live Chat and Phone Support
Paid Tier Only
See More

Real support from real humans

Schedule a call, send an email, or chat live with our customer support experts who speak real estate.

Get dedicated support anytime, anywhere. Our customer support experts speak real estate.

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Upgrade your banking experience with Baselane Banking.

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.