Earn up to 3.35% APY2.  No account fees. No minimum balances.

Get a $50 cash bonus on your first $500 deposit

Banking built for Short-Term Rentals

Easily organize your money, manage expenses, and pay bills – in one integrated platform that saves you time and provides visibility to maximize your returns.

Man standing under a wooden structure with a serious expression. Text reads: "Kirby Atwell, Host of Living Off Rentals: 'I'm constantly looking for tools to manage my rental properties finances, and Baselane has built the ultimate all in one solution!' Over 20 years of real estate investing experience." Logos of Airbnb, Vrbo, and Booking.com appear above the text.
Earn up to 3.35% APY2
Unlimited banking accounts and debit cards for each of your units
Easily link to Airbnb, VRBO, Booking.com and other hosting platforms
Integrated bookkeeping and analytics designed for real estate investors

To qualify for the $50 cash bonus, deposit and maintain a balance of $500 in your bank account for 30 days. Terms and Conditions

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.1

Powerful Operating Accounts to Maximize Your Returns

Banking
Expense Management
Bills & Payments
Bookkeeping
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Organize Your Finances & Gain Visibility

Streamline and manage your short-term rental finances by creating dedicated accounts for properties, reserves, and profits. This unlocks automated bookkeeping, giving you full visibility into your portfolio's performance.

A person's hand holds a smartphone with a banking app open, displaying a virtual Visa card from Baseline for housekeeping. The card type is shown as Housekeeping with a limit of $600 per month. A card reader is visible in the background.

Take control of your expenses

Simplify and track short-term rental expenses with virtual debit cards. Create tailored debit cards for recurring expenses - utilities, cleaning and maintenance - or issue cards to your management team. Add spend limits to keep those expenses under control.

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Take control of your spending

Easily pay your bills with our convenient payment center. Store recipient account information and send an unlimited number of recurring ACH payments, wires and checks.

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Save Time

Connect Baslene to your external accounts and credit cards to see all your property transactions in one place. Save time with one-click categorizations based on Schedule E.

Banking

Banking built for real estate investors

Learn more

Organize & grow your money

Create unlimited accounts for each property, security deposits, rehab savings and more. All while earning up to 3.35% APY2 on deposits, FDIC insured up to $3M1 via Thread Bank.

Detail

Expense tracking & controls​

Get full visibility and control of your expenses using physical and virtual cards with spend limits. You’ve earned it.

Detail

Automate your bills & payments

Easily pay bills and make disbursements via ACH, wire, or mailed check with our automated payment platform built to save you time.

Detail

Free from hidden fees

Unlike traditional banking accounts, with Baselane there are no hidden, monthly, or minimum balance fees.

Detail
Accounting & Bookkeeping

Excel at real estate. Not spreadsheets.

Learn more

Easy transaction management

Stop losing days doing manual bookkeeping. Swap spreadsheets for one simple, consolidated ledger with one-click categorization for all your transactions.

Detail

Monitor income & expenses

Gain real-time cash flow insights with our integrated tools that easily analyze your income and expenses.

Detail

Auto-generate reports

Get real estate-specific financial reporting including Income statements, Net Cash Flow statements, and many more custom reports in minutes.

Detail

Make tax time less taxing

No more stressing about taxes. Auto-generate tax package and Schedule E reports at the click of a button.

Detail

Why Hosts Choose Baselane Banking

How we compare
Typical Business
Checking Account
Built for Hosts
Easily Connect to Airbnb, VRBO, Booking.com, etc
Earn InterestUp to 3.35% APY20.07% APY
Unlimited Accounts for Each Unit
Unlimited Virtual Debit Cards with Spend Control
Integrated Bookkeeping, Reporting and Analytics
Integrated External Accounts$0Up to $1,500
Minimum Deposit$0$15+ Monthly Fees + Additional Fees for Wires, ACH, and Overdraft
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Save 150 hours and $5,000 per year. Set up in minutes.

Gain the time, financial clarity and control you need to maximize returns — in one, integrated platform.

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STR Real Estate Investor Toolkit:
Free Templates and Tools for Landlords

  • Top 10 tools to manage your rental property
  • Rental Property ROI calculator
  • How to price your rental calculator
Get toolkit

Start Streamlining Your Finances Today

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Create a Free Baselane Banking
Account In Minutes

A two-story house with a gray roof and orange garage door. Overlaid text shows two real estate listings: one from SF Realty Holdings via Airbnb for $13,692, and another from Cherry Street Unit 1 via Booking.com for $8,500.

Link Your Baselane Account
to Airbnb, VRBO, etc.

A financial chart shows net cash flow, cash inflow, and cash outflow for April, May, June, and July. April: net $26,445, inflow $95,475, outflow $69,030. Bar graph displays data with a purple line indicating net cash flow.

Automate Your Financial Workflow and Focus on Growing Your Rental Business

Real support from real humans

Schedule a call, send an email, or chat live with our customer support experts who speak real estate.

Get dedicated support anytime, anywhere. Our customer support experts speak real estate.

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Phone
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CREATE A FREE BASELANE ACCOUNT

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© 2025, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 6/1/2025. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn up to 1.56% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn up to 2.35% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn up to 2.72% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

6 Only new Baselane banking customers are eligible to receive the bonus. To receive the bonus, you must deposit $500 into your Baselane Business Deposit account and maintain this balance for 30 days before 12/31/2025. Once you have met this requirement, the $100 bonus will be paid out within 30 days. See terms for details.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.

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