Earn up to 4.19% APY2.  No account fees. No minimum balances.

A New Referral Program

Spread the word about Baselane and earn up to $1,000 in cash rewards!

We’ve made it easier and more rewarding to refer your landlord friends to Baselane via a unique referral link, found here. You and your friend will each receive a $100 reward deposited into your Baselane Banking account for every successful referral. Terms and conditions apply.

120+ New Sub-categories

We’ve listened to your feedback! Now you can enjoy more accurate and flexible transaction categorization. Dive deeper into your finances by tagging and filtering transactions with our 120+ newly added sub-categories.

Higher Deposit Limits for Banking

We’ve launched “Higher Limit” Baselane Banking accounts! Enjoy higher check deposit limits up to $50,000 per day and $100,000 per month. Eligibility is simple: deposit at least 3 checks exceeding $5,000 each and demonstrate a transaction history without any returned check deposits, returned ACHs, or card disputes. Reach out to support@baselane.com if you are eligible.

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.


Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000 , inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions on the sweep program.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 04/05/23. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.95% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.93% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.40% APY for Savings Accounts. Total balances of $50,000 or more earn 4.19% APY for Savings Accounts. These are variable rates and are subject to change based on the target range of the Federal Funds rate. There are no minimum balances or minimum deposits required to earn interest on your Savings Account. Review the Baselane Business Deposit Account Agreement for more information.

3Cash back is credited once per month for all rewards above 1% and credited to your account with a maximum of $2,000 annual spend per calendar year. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. Terms and conditions apply.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.

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