Earn up to 4.19% APY2.  No account fees. No minimum balances.

Pay Bills Easier with our New Transfers and Payments Center

Our revamped Transfers & Payments Center has been redesigned to help save you time and make moving money and paying bills easier! Read about some of the new features below.

Manage recipients: Save all your payees and vendors in one place to quickly send payments. See your complete payment history and transfer statuses all at a glance. Find out more here.

Baselane checkbooks: You no longer need checkbooks from 3rd parties. Easily order checkbooks for any Baselane checking account. Each Baselane checkbook order comes with 80 high-security checks. Get more details here.

Send checks online: Send checks directly from your Baselane checking accounts to conveniently and securely pay vendors and bills without manually writing checks. Simply enter the payment amount, recipient’s name, and address, and Baselane will print and mail the check for you. Learn more here.

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.


Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000 , inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions on the sweep program.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 04/05/23. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.95% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.93% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.40% APY for Savings Accounts. Total balances of $50,000 or more earn 4.19% APY for Savings Accounts. These are variable rates and are subject to change based on the target range of the Federal Funds rate. There are no minimum balances or minimum deposits required to earn interest on your Savings Account. Review the Baselane Business Deposit Account Agreement for more information.

3Cash back is credited once per month for all rewards above 1% and credited to your account with a maximum of $2,000 annual spend per calendar year. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. Terms and conditions apply.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.

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