Earn up to 3.56% APY2.  No account fees. No minimum balances.

Real estate banking & finances redefined

Online banking, rent collection, accounting and more — all in one place, for real estate investors to thrive.

Up to 3.56% APY2 & 5% cash back3
FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
Banking
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A relaxed person with a bald head and beard leans back with hands behind their head, wearing a gray sweater and blue pants. They appear content and are looking slightly upwards.
A financial summary showing a total balance of $24,580. This month, earnings are $1,958.21 with an upward arrow, and expenses are $3,584.16 with a downward arrow.

Open unlimited checking accounts, automate bills and payments and grow your money with up to APY2 and up to cash back on debit card spend.

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Rent Collection​
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A light blue wooden house with white trim and a steep, dark roof sits in daylight. The home has small bushes in front, a raised porch with white railings, and several windows. The sky is clear with some leafy tree branches visible.
ID card for a tenant named Shawn Harris. It features a profile picture of a smiling man. The card lists the property address as 100 Station Avenue, the lease duration as 12 months, and the rent amount as $2,250.

Set up automated rent collection in 2 minutes, automate invoices, reminders, and late fees and receive payouts in just 2-5 days.

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Bookkeeping & Accounting​
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Person wearing a beige sweater and a ring organizes papers in an open filing cabinet. The focus is on their hands and the documents, which include forms and sheets. The background is blurred, showing a bit of the office environment.
An infographic displaying financial data for four categories with corresponding amounts and progress bars: Revenue at $8,416, Operating Expenses at $3,508, Mortgage Payments at $2,841, and Transfers at $4,897.

Monitor income and expenses, auto-generate Schedule E forms and create custom reports in minutes.

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Tenant Management
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A person with long braided hair and gold earrings sits in an office space, wearing a beige knit sweater. The background includes plants, a desk with papers, and office supplies. The person has a calm, contemplative expression.
A tenant report card for "Hannah" displaying a score of 810 with a rating labeled as "Excellent." The color-coded bar graph shows different risk levels. The report indicates "0 Criminal Records" in green and "1 Eviction Record" in red.

Easily screen tenants with all-in-one background checks and create digital lease documents for
simple e-sign.

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Rental Loans
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A real estate agent hands a set of keys to a smiling couple inside an empty room. The couple appears happy and excited, suggesting a new home purchase or rental agreement. The room is minimally furnished, indicating a recent move.
A checklist with checkmarks next to: Rentals (regular and DSCR), Fix and Flip/Rehab, BRRRR, Airbnb Loans, and New Construction.

Competitive rates, lower fees in 48 states; Conventional loans with ONLY 5% down; DSCR, Rehab, and Ground up construction; Short-term rental Loans.

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Trusted by 40,000+ Real Estate Investors

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.1

Get

Banking
Expense ManagementExpenses
Bill Payments
Rent Collection
Bookkeeping
Financial ReportingReporting
Taxes
Everything

Done

Banking
Rent Collection
Bookkeeping
Tenant Management
Rental Property Loans
Banking

Banking built for real estate investors

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Organize & grow your money

Create unlimited accounts for each property, security deposits, rehab savings and more. All while earning up to 3.56% APY2 on deposits, FDIC insured up to $3M1 via Thread Bank.

Detail

Expense tracking & controls​

Get full visibility and control of your expenses using physical and virtual cards with spend limits — while getting up to 5% cash back on debit card spend3. You’ve earned it.

Detail

Automate your bills & payments

Easily pay bills and make disbursements via ACH, wire, or mailed check with our automated payment platform built to save you time.

Detail

Free from hidden fees

Unlike traditional banking accounts, with Baselane there are no hidden, monthly, or minimum balance fees.

Detail
Rent Collection

Stress-free rent collection

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Automate rent collection

Set up automated rent collection in just 2 minutes and receive direct deposits directly into your bank account.

Detail

Get reliable, on-time payouts

Stop chasing late payments with automated invoices, reminders, and late fees. We do the work, so you don’t have to.

Detail

Receive fast rent payments

Payouts deposited directly into your bank account within 2-5 days.

Detail

Make it easy for tenants

With our dedicated, easy-to-use tenant portal, your tenants can pay with ACH or card from any device — directly into your bank account.

Detail
Accounting & Bookkeeping

Excel at real estate. Not spreadsheets.

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Easy transaction management

Stop losing days doing manual bookkeeping. Swap spreadsheets for one simple, consolidated ledger with one-click categorization for all your transactions.

Detail

Monitor income & expenses

Gain real-time cash flow insights with our integrated tools that easily analyze your income and expenses.

Detail

Auto-generate reports

Get real estate-specific financial reporting including Income statements, Net Cash Flow statements, and many more custom reports in minutes.

Detail

Make tax time less taxing

No more stressing about taxes. Auto-generate tax package and Schedule E reports at the click of a button.

Detail
Tenant Management

Screen & onboard tenants with ease

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One stop tenant screening

Select the best tenants for your rental with all-in-one background check including credit reports, criminal history eviction history, and income insights.

Detail

Lease docs & e-sign

Make paper leases a thing of the past. Quickly create state compliant digital lease documents and invite your tenants to e-sign.

Detail
Rental Property Loans

Rental loans for all strategies

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All Loan Types

We partner with some of the largest lenders in the nation, plus regional powerhouses and hidden gems.

Detail

Available in 48 states

All states available except North and South Dakota. Nevada available for some loan products.

Detail

Competitive Rates

We help you find lower rates, and take care of the entire process along the way.

Detail

Excellent service - no hassle

We provide a no hassle service and painless service that only matches you with one lender that’s best fit for your needs.

Detail

Built for all types of real estate investors

About our customers
Investors of all sizes

Built to help your business thrive, whether you manage 1 unit or 100.

From long-term to short-term
rentals and Booking.com

All the tools you need to manage your long, mid and short term rentals. Easily link Baselane to Airbnb, VRBO, Booking.com and other hosting platforms.

From long-term to short-term
rentals and Vrbo

All the tools you need to manage your long, mid and short term rentals. Easily link Baselane to Airbnb, VRBO, Booking.com and other hosting platforms.

From long-term to short-term
rentals and Airbnb

All the tools you need to manage your long, mid and short term rentals. Easily link Baselane to Airbnb, VRBO, Booking.com and other hosting platforms.

A white arc-like shape with a smooth, curved edge is centered on a black background. The top of the arc is wide and gradually narrows toward the bottom, forming a slight point at the tip.
1:15
Watch It In Action

Featured

Banking
Rent Collection
Accounting
Reporting
Expense Management

Save 150 hours and $5,000 per year. Set up in minutes.

Gain the time, financial clarity and control you need to maximize returns — in one, integrated platform.

See How it works

Save Time

A man stands indoors holding a green coffee mug. Text on the image reads: "Save Time. Due on 2nd of every month. Jan 2, 2023, Oct 2, 2023. First monthly rent payment on Jan 2, 2023. $1,200.00/month. Late Fee: $50.00 after 5 days.
Take back your time

Managing your property finances isn’t just your focus — it’s also ours. Reduce time spent on daily tasks with automated and streamlined workflows made for your rental properties.

Clarity & Control

A dashboard screenshot with two sections. On the left, a credit card summary shows $200 spent out of a $500 limit, with $300 remaining. On the right, a bar chart displays monthly net cash flow, cash flow, and cash outflow for April to July.
Gain clarity & control

Get a clear view of your cash flow and expenses with real-time insights and automated reporting that help you make smarter decisions and maximize your finances.

Grow
A suburban residential neighborhood with modern homes and well-maintained lawns. Overlayed are two data boxes: one shows property metrics (current market value: $2.15M, historical purchase value: $1.47M, estimated appreciation: $0.68M) and the other shows return on equity for 2024 (12.2%), 2023 (8.2%), and 2022 (11.1%).
Grow your passive income

With hours saved and better financial visibility, you can focus on growing your real estate business.

Save Time

A dark blue circle with a white plus sign in the center. The plus sign is bold and evenly proportioned, occupying the middle of the circle, which serves as a button or icon commonly used in interfaces to add new items or content.
An image featuring a man smiling in the background with rent payment details displayed. The text reads: "Save Time. Due on 2nd of every month. Jan 2, 2023, Oct 2, 2023. First monthly rent payment on Jan 2, 2023. $1,200.00/month. Late fee: $50.00 after 5 days.
Take back your time

Managing your property finances isn’t just your focus — it’s also ours. Reduce time spent on daily tasks with automated and streamlined workflows made for your rental properties.

Clarity & Control

A dark blue circle with a white plus sign in the center. The plus sign is bold and evenly proportioned, occupying the middle of the circle, which serves as a button or icon commonly used in interfaces to add new items or content.
A finance chart titled "Clarity & Control" showing monthly data from April to July. Net Cash Flow, Cash Flow, and Cash Outflow are $22,300, $90,225, and $72,460 respectively. Bars in different colors represent these categories, with a line graph overlaid on top.
Gain clarity & control

Get a clear view of your cash flow and expenses with real-time insights and automated reporting that help you make smarter decisions and maximize your finances.

Grow

A dark blue circle with a white plus sign in the center. The plus sign is bold and evenly proportioned, occupying the middle of the circle, which serves as a button or icon commonly used in interfaces to add new items or content.
An infographic titled "Grow" shows property metrics with current market value at $2.15M, historical purchase value at $1.47M, and estimated appreciation at $0.68M. It also displays return on equity percentages for 2022 (11.1%), 2023 (8.2%), and 2024 (12.2%). Background features a suburban house.
Grow your passive income

With hours saved and better financial visibility, you can focus on growing your real estate business.

Thousands of real estate investors bank on Baselane

Jim

"Excellent product. Baselane has helped me be more organized and stay on top of my financials. 100% recommend to other investors."

A middle-aged man with short gray hair and a neatly trimmed beard is wearing a light beige turtleneck sweater. He has a serious expression and is set against a dark background with a hint of green foliage on the left side of the image.
San Jose, CA
Fern

"Baselane solves a major hurdle for real estate investors who want to keep finances separate for each property. I’ve spent a lot of time creating spreadsheets for my properties, but now they’re all organized in Baselane. It's a game-changer!"

A person with blonde hair is smiling warmly at the camera. They are wearing a beige top and are in an indoor setting with a blurred background. The overall atmosphere appears friendly and inviting.
Philadelphia, PA
Justin

"Super efficient and easy to set up. I love having everything I need for real estate investing under one umbrella. Great support too!"

A smiling man with short dark hair and a fair complexion is wearing a white button-down shirt. He is looking directly at the camera, and the background appears to be an indoor setting with blurred elements, suggesting an office or professional environment.
Austin, TX
*Actual results may vary by customer.

FINANCIAL PRODUCTS HANDPICKED TO HELP YOU SCALE

A user interface displaying loan options for a 30-year fixed mortgage. Loan Depot is selected, highlighted by a green arrow. Quicken Loans and Caliber Home Loans are also listed but not selected.
A close-up of the upper part of a light blue wooden house with a steep roof and a window. The exterior features shingle siding. A tall evergreen tree stands to the left of the house, and part of the blue sky with a few clouds is visible in the background.
Loans

Rental loans made easy

We scan over 50k options from top lenders to match your property with the best loans at competitive rates — with zero unwanted calls.

Discover loans
Loans

Rental loans made easy

We scan over 50k options from top lenders to match your property with the best loans at competitive rates — with zero unwanted calls.

Dark background health plan cost breakdown with "Basic" plan title at the top. The annual total cost is displayed as $801.71, and the deductible is listed as $7,500.
A table lists different types of coverage and their corresponding amounts. Building Coverage is $140,000, Loss of Rent is $15,000, and General Liability is $1,000,000.
Insurance

Get the right coverage at the right price

Protect your rental property without breaking the bank. Receive a personalized quote instantly, and save up to 25% on your existing policy.

Discover insurance
Insurance

Get the right coverage at the right price

Protect your rental property without breaking the bank. Receive a personalized quote instantly, and save up to 25% on your existing policy.

Keeping Your Money Protected

Visa® Zero Liability Protection
FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
Two-factor authentication (2FA) & end-to-end encryption
Integrations

CONNECT TO THE TOOLS YOU USE EVERY DAY

Real support from real humans

Schedule a call, send an email, or chat live with our customer support experts who speak real estate.

Get dedicated support anytime, anywhere. Our customer support experts speak real estate.

Chat
Phone
Email

CREATE A FREE BASELANE ACCOUNT

Get started for free

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.56% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.