Quick, Hassle-
free Loans Built 
for Landlords

Get a quote in 60 seconds. Fund your next investment property.

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Baselane has partnered with Lendency 
to bring you the best loan products

Grow your rental business with Baselane

Our loans are your unfair advantage

Purpose-Built Loans
 for All your Needs

Single 

Family

Get a loan

2-4

Units

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5+

Units

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Planned Unit
Developments

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Portfolio

Loans

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How Our Loans Work: Fast and Easy Investment Property Loans

Get Pre-Approved

  • Answer 10 questions
  • Review offer
  • Get terms in 2 minutes

Verify information

  • Upload a few documents
  • Answer a few additional questions

Close and Fund Deal

  • Close within 10 days of full file receipt with our automated processes

Offering Flexible Loan Options

With more flexibility than traditional sources of financing and a loan expert helping you every step of the way, we can help make your next investment a reality.

Whether you’re purchasing your first property or investing full-time, we’ve got you covered.

How Our Loans Work: Fast and Easy Investment Property Loans

Long Term Rental Loans

Rehab Loans

Thousands of happy customers

“The process was easy and straight-forward. The team was extremely helpful and communicative in what they needed from me. Kwame and team were courteous and very responsive. Will definitely work with them on future deals.”

Martin L. Denver Co

“Phenomenal service. This team was very professional and gracious throughout the process. Service was exceptional and our transaction was quick and smooth. Will work with them again for sure. Highly recommend them!”

John H. Philadelphia, PA

“The Baselane team was nothing short of amazing! They made the process super easy and 100% professional throughout. It definitely felt like a white glove service and I was able to secure a loan to purchase my new rental property."

Susan P. Austin, TX

Frequently asked questions

Some of the biggest advantages of a rental property loan versus a regular home loan are:

  • Flexible: Flexible qualifying criteria that do not need to conform to Fannie and Freddie Mac requirements. This allows you to get loans on different property types and sizes, as well as portfolio loans.
  • Speed: Faster process, less documentation required. With our loan, no income verification is required.
  • Scale: There is a limit to how many regular home loans you can get. With our loan products, you can buy more properties faster when you finance them without a limit on the number of mortgages you have. When you buy a property with only 20% down, that means scaling your real estate portfolio at five times the speed of cash buyers.

Financial Benefits: Even when you take out a loan, you still get all the benefits that come with investment property ownership. You get the tax benefits, the appreciation, and of course income from each property.

Generally, higher credit scores allow for larger rental loan amounts and lower rates. Rates can also be lowered by choosing a smaller loan amount relative to the property value (LTV) or “buying down the rate,” which means paying more upfront in exchange for a lower rate. To estimate loan amounts and rates for various scenarios, click here.

For rental loans, the minimum median credit score is 680. For rehab loans, it’s 680 for newbies and 575 for prolific rehabbers. To see whether your credit score qualifies and receive an instant quote, click here.

For both rental loans and rehab/construction loans, we offer competitive rates. To see today’s rates for your scenario, click here.

To get started, simply generate an instant quote and request a pre-approval email here.

Typically, we close within 5-10 business days of full file receipt, including an appraisal.

Resources and Guides

Baselane Launches Landlord Banking

Baselane Launches Landlord Banking

Banking for landlords just got easier. Baselane, the most comprehensive financial solution for landlords, now offers Landlord Banking, meaning landlords can save time and money…

Why We are a Culture of Negotiation

Bringing a new product to market is always a difficult and challenging task. You need to conceptualize the journey from the eyes of your users….

Rental Loan