10 Best Rent Collection Apps for Landlords
According to the Federal Reserve Bank, over 43% of consumers pay their bills online, including rent. There are plenty of online rent collection apps, but…
15 February 2023
10 Min Read
Quick, Hassle- free Loans Built for Landlords
Get a quote in 60 seconds. Fund your next investment property.
Baselane has partnered with Lendency to bring you the best loan products
- No impact on your credit score
Grow your rental business with Baselane
- Competitive rates and loan amounts
- Flexible loan options tailored for rentals
- Expert guidance every step of the way
Our loans are your unfair advantage
- Get an instant quote in one minute
- No income verification (no paystub, W2, or tax returns required)
- Receive funding in as little as 10 days of full file receipt
Purpose-Built Loans for All your Needs
- Competitive Rates
- Loans from $55K to $2M
- Purchases, refinance and cash-outs
- No Income Verification
- Borrow up to 75% LTV
- Long term and Short term Properties
- Turnkey, Rehab, and Ground-up Construction Projects
- Minimum 680 FICO
- No impact on your credit score
How Our Loans Work: Fast and Easy Investment Property Loans
Get Pre-Approved
- Answer 10 questions
- Review offer
- Get terms in 2 minutes
Verify information
- Upload a few documents
- Answer a few additional questions
Close and Fund Deal
- Close within 10 days of full file receipt with our automated processes
Offering Flexible Loan Options
With more flexibility than traditional sources of financing and a loan expert helping you every step of the way, we can help make your next investment a reality.
Whether you’re purchasing your first property or investing full-time, we’ve got you covered.
- No impact on your credit score
How Our Loans Work: Fast and Easy Investment Property Loans
Long Term Rental Loans
- 5/1 ARM (fully amortizing)
- 10/1 ARM (fully amortizing)
- 30-Year fixed
- Interest-only options
Rehab Loans
- Loans from $50k - $2M
- 12, 18 & 24 month terms interest-only options
- Up to 85% of purchase price and 100% Rehab Costs
- Up to 70% of after-repair value
Thousands of happy customers
Frequently asked questions
Some of the biggest advantages of a rental property loan versus a regular home loan are:
- Flexible: Flexible qualifying criteria that do not need to conform to Fannie and Freddie Mac requirements. This allows you to get loans on different property types and sizes, as well as portfolio loans.
- Speed: Faster process, less documentation required. With our loan, no income verification is required.
- Scale: There is a limit to how many regular home loans you can get. With our loan products, you can buy more properties faster when you finance them without a limit on the number of mortgages you have. When you buy a property with only 20% down, that means scaling your real estate portfolio at five times the speed of cash buyers.
Financial Benefits: Even when you take out a loan, you still get all the benefits that come with investment property ownership. You get the tax benefits, the appreciation, and of course income from each property.
It depends. Read our articles to learn more:
Generally, higher credit scores allow for larger rental loan amounts and lower rates. Rates can also be lowered by choosing a smaller loan amount relative to the property value (LTV) or “buying down the rate,” which means paying more upfront in exchange for a lower rate. To estimate loan amounts and rates for various scenarios, click here.
For rental loans, the minimum median credit score is 680. For rehab loans, it’s 680 for newbies and 575 for prolific rehabbers. To see whether your credit score qualifies and receive an instant quote, click here.
For both rental loans and rehab/construction loans, we offer competitive rates. To see today’s rates for your scenario, click here.
To get started, simply generate an instant quote and request a pre-approval email here.
Typically, we close within 5-10 business days of full file receipt, including an appraisal.
Resources and Guides
Eviction in 2022: Everything Landlords Need to Know
Sometimes, tenants don’t work out the way you thought they would. Whether they’ve fallen behind on rent, collected too many noise complaints, or done something…
15 September 2022
4 Min Read
A Landlord’s Guide to Collecting and Managing Security Deposits
Inviting a new tenant to live in your rental property is a big deal, and you want to ensure you’re covered in case they cause…
13 September 2022
16 Min Read