Earn up to 3.77% APY2.  No account fees. No minimum balances.

Get a $50 cash bonus on your first $500 deposit

Banking
Built for Landlords

Baselane is a powerful banking platform that puts you in complete control of your real estate finances.

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Earn up to 3.77% APY2 and up to 5% cash back3
Virtual accounts & cards to stay organized
No account fees or minimum balances
Trusted by 40,000+ real estate investors

To qualify for the $50 cash bonus, deposit and maintain a balance of $500 in your Baselane Banking account for 30 days.

Terms and Conditions

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank1, Member FDIC.

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"The image shows a dark blue square with black geometric shapes forming a pattern. The pattern resembles the letters 'TLC' arranged in a stylized, modern font.

Banking Accounts and Features for Landlords and Real Estate Businesses

REWARDS
ACCOUNTS
costs
PAYMENTS
Rent & Accounting
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Unlock more rewards

Put your cash to work. Earn up to 3.77% APY interest2 (60x national average) and unlimited 1% cash back3 (5% on home improvement spending).

A screenshot of a financial app interface shows three panels. The middle panel displays "Main Account" with a balance of $3,450. The right panel labeled "Security Deposit" shows a balance of $4,536, and the left panel has an arrow pointing right.

Streamline your finances

Create unlimited virtual accounts and cards. Easily open an operating account for each property or unit, and create separate accounts for security deposits.

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Take control of your spend

Physical & virtual debit cards with custom spend controls and automated transaction tagging by Schedule E.

Two people are shaking hands in the background. In the foreground, four labels highlight financial services, which are: "Add Funds via ACH," "Send ACH Payments," "Mobile Check Deposit," and "Transfer Between Baselane Accounts.

Simplify payments

Easily pay expenses with free ACH and wires. Send payments, pay invoices, make transfers, and deposit checks from any device.

A financial breakdown by category. "Revenue" is labeled with a light blue bar at $11,025. "Operating Expenses" follows with a blue bar at $3,724. "Mortgage & Loan Payments" is last with a purple bar at $2,314.

Automate rent & accounting

Baselane banking is seamlessly integrated with Baselane’s rent collection, accounting and reporting tools. Manage everything in one place.

Security Deposits

Use Baselane to manage your security deposits. Easily open a separate account for each security deposit. Like all Baselane savings accounts, security deposits earn up to 3.77% APY2.

Learn more
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Keep Your Rental Property Finances in Check

Baselane’s powerful financial tools put you in complete control of your rental property cash flow.

A digital interface displays financial information. The center card shows an account named Rehab Savings with a balance of $28,580.36 and last four digits 7625. The surrounding cards include entities named Property Holdings LLC and accounts with other balances.

Banking

Automate your banking. Up to 3.77% APY2, organized accounts, and powerful spend management.

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Rent Collection

Never chase down checks or late rent again. Fast payments, simple to set up, easy for tenants.

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Accounting & Reporting

See your cash flow clear as day. Maximize returns and make tax time a breeze.

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Landlord Banking Built for All Investors

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Landlords and Investors of All Sizes

Whether you have 1 unit or 100, Baselane is built for you.

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Multiple Property Types

Baselane supports multiple property types including residential, commercial, and long- and short-term rentals.

Keeping Your Money Protected

Visa® Zero Liability Protection
FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
Two-factor authentication (2FA) & end-to-end encryption
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Brett
Denver,CO

Switching to Baselane was an immediate success. I stopped manually managing my property finances last month for the first time. I saved over 5 hours and $200 on accountant fees. Everything is now automated and in one place.

60k+

Properties actively managed on Baselane.

60x

Higher APY than the national average.

$3M1

FDIC insurance on all banking deposits.

Why Landlords Choose Baselane

Typical Business
Checking Account
Built for Landlords
Interest and Cash BackUp to 3.77% APY2
Up to 5% cash back3 on debit cards		0.07% APY
No cash back on debit cards
Unlimited Accounts, Partitioned by Unit
Virtual Cards & Spend Control
Integrated Rent Collection, Bookkeeping, & Reporting
Minimum Deposit$0Up to $1,500
Monthly Fees$0$15+ monthly fees + additional fees 
for wires, ACH, and overdraft
Integrations

CONNECT TO THE TOOLS YOU USE EVERY DAY

Whether it’s Airbnb, Quickbooks or Venmo, easily connect to the tools that power your rentals.

Real support from real humans

Schedule a call, send an email, or chat live with our customer support experts who speak real estate.

Get dedicated support anytime, anywhere. Our customer support experts speak real estate.

Chat
Phone
Email

Create a free Baselane account

Upgrade your banking experience with Baselane Banking.

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.
Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa is accepted.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000 , inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://go.thread.bank/sweepdisclosure and a list of program banks at https://go.thread.bank/programbanks. Please contact customerservice@thread.bank with questions on the sweep program.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 04/05/23. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.77% APY for Savings Account. These are variable rates and are subject to change based on the target range of the Federal Funds rate. There are no minimum balances or minimum deposits required to earn interest on your Savings Account. Review the Baselane Business Deposit Account Agreement for more information.

3Cash back is credited once per month for all rewards above 1% and credited to your account with a maximum of $2,000 annual spend per calendar year. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. Terms and conditions apply.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.

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