Earn up to 3.56% APY2.  No account fees. No minimum balances.

BANKING
BUILT FOR REAL ESTATE BUSINESSES

Easily organize your money, manage expenses, and pay bills – in one integrated platform that saves you time and puts you in control of your finances.

A smartphone screen displays an online banking app interface showing a balance of $16,520.20 and other financial details. In the foreground, there is a blue Baselane Visa Business Debit card.
Up to 3.56% APY2
FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
Unlimited accounts by property and more
No account fees or minimum balances
Trusted by 40,000+ real estate investors

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. FDIC insurance available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.1

Organize & grow your money

Open unlimited checking accounts to organize your property’s finances and savings accounts to grow your money with up to 3.56% APY2 . FDIC insurance up to $3M1 on funds deposited via Thread Bank; Member FDIC.

A screenshot of a Baseline Banking dashboard displaying account information. It shows the total available balance of $37,692.23 for AJ Realty Holdings. Below, there are sections for various accounts, including balances, APY percentages, and transaction details.

Checking accounts built for real estate

Keep your property operating expenses, profits, security deposits, and projects organized with unlimited accounts for each entity.

Image of a house with financial summary overlay. Current Annual Percentage Yield (APY) is 3.49%. Lifetime interest is $5,700.00. There is a bar chart showing next month's APY: 3.49% (blue) and next tier 3.77% (green). Instruction to add $10,000 to unlock next APY tier.

Savings accounts

Have your money work for you by earning up to 3.56% APY2. That is 60x the national average.

Learn More
A user interface screen displays financial information. The screen highlights an entity named Horizon Homes LLC with a balance of $120,302 across 5 accounts, and part of details from other entities (LA Realty Corp) and accounts.

Unlimited accounts, for all entity types

Manage all your entities under one roof — from LLCs to Corporations, Partnerships, and individuals.

A screenshot of a bank transaction shows three account details: $1,450 in a checking account, $2,000 in Lila Jennings's checking account as a security deposit, and an unspecified amount in Troy Hamilton's savings account also for a security deposit. The background features houses under a clear blue sky.

Separate security deposits

Use separate interest or non-interest accounts to hold each security deposit compliantly, and easily return them.

Learn More

Manage & control spend

Get full visibility and control of your spend using physical and virtual debit cards with smart limits — while getting cash back3.

Learn more about Bookkeeping
SPEND CONTROL
AUTO TAGGING
REWARDS
A person with brown hair, wearing a green sweater, is using a laptop at a desk. A spending bar chart overlay shows $450.00 spent this month, with $100 left to spend. The bar indicates 81% of the budget is used, with 19% remaining.
A person with short brown hair in a green sweater sits at a desk with a laptop, focusing on their work. A bar graph overlay shows they have spent $450.00 this month, which is 81% of their budget, leaving $100.00 or 19% still available to spend.

Smart spend control

Set weekly or monthly spending limits, and easily lock cards for safety.

A user interface with options for Property and Category auto-tagging. "Millenium Apartments" is selected for Property Auto-Tagging. The Category Auto-Tagging dropdown is open, showing options, with "Auto & Travel" highlighted in green.
A screenshot of a menu interface for auto-tagging properties and categories. The "Property Auto-Tagging" field shows "Millenium Apartments". The "Category Auto-Tagging" field has "Auto & Travel" highlighted in green, with other categories listed below.

Automated transaction tagging

Set property and expense category tagging rules by card so bookkeeping is done for you.

Close-up of a dark blue Baseline Visa Business Debit card displayed on a dark green background. The card is prominently featured in the center, with two other partially visible cards on either side. The card is under the highlighted "Main Card" category.
A digital representation of a Baseline Visa Business Debit card is displayed in the center. Tabs above it read "Renovation Expenses," "Main Card," and "LA Duplex Expenses," with the "Main Card" tab highlighted. The background is a dark green gradient.

Rewarding physical & virtual debit cards

Keep spend organized with physical and virtual debit cards with unlimited 1% cash back3. Easily add to Apple Pay and Google Pay wallets.

Automate bills & payments

Easily pay bills and make disbursements via ACH, wire, or mailed check with our automated payment platform built to save you time.

A woman in a green sweater is using a digital interface on a device. The screen shows a "Send Money" form with a recipient named Janice Kim, an email janice@mail.com, and the payment method selected as "Wire." A "Continue" button is displayed at the bottom.
A mobile payment app interface shows the "Send Money" screen. The recipient is "Janice Kim" with an email address "janice@mail.com". The payment method selected is "Wire." An option to continue is also visible. In the background, a woman in a green sweater works.

Make any kind of payment

Send one-time or recurring payments via ACH, wire, or check (printed & mailed for you).

A digital interface for adding a payment recipient. Kenneth Grant and other recipients are listed on the left. The "Add Recipient" panel on the right shows Alexandra Bennett's profile, including email address and payment method dropdown set to ACH, with an "Add Recipient" button.
Popup screen on a payment platform showing the option to add a recipient. The popup lists "Alexandra Bennett" with an email address. The payment method is set to ACH. The background shows a list of recipients, including Kenneth, GreenScape, Joe's Plumbing, and Janice Kim.

Manage recipients

Organize and save all your payees and vendors on one platform so you can easily send money with a click of a button.

A mobile phone displaying a "Deposit a Check" screen with a check partially superimposed. The check is issued by Baseline and is addressed to James C. Morrison. The "Deposit Check" button is visible at the bottom of the phone screen.
A mobile phone screen displaying a "Deposit a Check" interface. There is an image of a check from Baseline, with sample details including the name "James C. Morrison," address, check number 101, a routing number, and an account number. The deposit button is visible below.

Deposit and write paper checks

Snap a picture to deposit checks on your mobile or order a Baselane checkbook to write them.

A white arc-like shape with a smooth, curved edge is centered on a black background. The top of the arc is wide and gradually narrows toward the bottom, forming a slight point at the tip.
A row of modern, single-family homes with well-maintained lawns under a clear blue sky. Overlaid text reads "No Hidden Fees," "No Monthly Fees," and "No Minimum Balance Fees.

Free from hidden fees

Unlike traditional banking accounts, Baselane banking has no hidden, monthly, or minimum balance fees.

See pricing
A screenshot of a transactions page from a financial management application. The interface shows categorized and uncategorized transactions, with options to search and filter by date, account, or category. Various transactions are listed with details such as property, description, and amount.

Built-in rent collection & bookkeeping

Easily manage your rent collection, bookkeeping, and tenants — all seamlessly integrated with Baselane banking.

See Rent Collection
See Bookkeeping

Keeping Your Money Protected

Visa® Zero Liability Protection
FDIC insurance available up to $3M1 for funds deposited via Thread Bank; Member FDIC
Two-factor authentication (2FA) & end-to-end encryption

Thousands of real estate investors bank on Baselane

AJ

“As a real estate investor managing my own properties, Baselane has been an invaluable tool. You can instantly open business checking and savings accounts with unlimited virtual accounts and cards. Getting cash back is a nice bonus for a debit card.”

A man with short, gray hair and stubble smiles while looking at the camera. He is wearing a green V-neck sweater and standing against a dark, blurred background.
Vinay

“Baselane has very useful tools for banking and running a real estate investment business, including setting up accounts and sending wires, managing bookkeeping, and creating virtual accounts for contractors and maintenance crews.”

A middle-aged man with short dark hair, a trimmed beard, and a mustache is posed against a smooth, burnt orange background. He wears a beige button-down shirt layered over a white t-shirt and has a relaxed, composed expression.
B.C.

“Baselane is very user-friendly—tenants love it, my accountant loves it, and it's great for organizing finances. It’s a one-stop solution for rental banking.”

A woman with short, spiky white hair is smiling softly. She is wearing a cream-colored turtleneck sweater and small stud earrings. The background is a neutral, light-colored wall.
*Actual results may vary by customer.

SEE HOW WE STACK UP

Here’s why real estate investors choose banking built for them over traditional business banking.

How we compare
Traditional Business Banking
Built for Real Estate Investors
APY InterestUp to 3.56% APY2 0.07% APY
Cash Back on Debit CardsUnlimited 1%3
FDIC Insurance$3M via Thread Bank1 $250K
Unlimited Entities
Unlimited Accounts Per Entity
Virtual Cards & Spend Control
Integrated Rent Collection
Integrated Bookkeeping
Integrated Tenant Management
Minimum Deposit$0 Up to $1,500
Monthly Fees$0$15 or more

Real support from real humans

Schedule a call, send an email, or chat live with our customer support experts who speak real estate.

Get dedicated support anytime, anywhere. Our customer support experts speak real estate.

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© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.56% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.