Earn up to 3.35% APY2.  No account fees. No minimum balances.

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Bookkeeping

A person using a calculator and pen at a desk with financial charts, a laptop, and a potted plant, suggesting analysis or accounting work in a bright office setting.

How to Choose Automated Billing Software​ for Property Management

Managing rental properties involves many financial tasks, including generating invoices, tracking payments, and following up on late rent. These manual processes can consume significant time...

  • 7 Min Read
A woman wearing a beige sweater and coat is smiling while talking on her smartphone outside near a brick wall. She holds a stylus and sits at a wooden table, possibly discussing property management banking tasks. Another table and umbrella are in the background.

How to Manage Rental Property Finances: A Complete Guide for Landlords

Managing rental property finances effectively is crucial for profitability and long-term success. As a landlord, you navigate income streams, expenses, taxes, and planning for the...

  • 7 Min Read
A row of modern, colorful townhouses with pitched roofs and balconies lines the street, where parked cars suggest residents balancing business vs personal bank account needs under a clear blue sky on a sunny day.

Vacation Rental Income Tax | Rules and Rates 2025

Understanding taxes on vacation rental income is important for maximizing your earnings and staying compliant if you own a vacation rental. In 2025, the IRS...

  • 11 Min Read
A man wearing sunglasses and a brown t-shirt works on his laptop at a table, possibly researching business vs personal bank account options, in a bright room with plants and a glass of water nearby.

Best AI Accounting Software for Rental Real Estate

Managing rental property finances can feel overwhelming, buried under stacks of receipts and spreadsheets. You need accurate records for taxes and insights to grow your...

  • 7 Min Read
A person writes in a notebook while using a laptop, surrounded by charts, graphs, and a calculator on a desk—suggesting financial analysis or business planning involving HOA bank services.

Best Accounting Software for Real Estate Flippers in 2025

Navigating the real estate market in 2025 presents unique challenges for flippers, including margin pressure from rising costs. Accurate accounting is not just about tracking...

  • 6 Min Read

Best Real Estate Accounting Software for Investors

Managing finances for real estate investments can quickly become complex. Tracking rental income, classifying expenses, handling security deposits, and preparing for tax season requires meticulous...

  • 8 Min Read
A woman sits at a desk, smiling at the camera, holding a real estate financial management report. A computer screen beside her displays a colorful pie chart. The workspace is bright, organized, and decorated with plants.

Best HOA Accounting and Bookkeeping Software for 2025

Managing a homeowner association involves juggling many tasks, from collecting dues to paying bills and maintaining reserves. Accurate and transparent accounting is essential for the...

  • 7 Min Read
A person with gray hair and glasses stands outside, arms crossed, looking to the side. They are in front of a modern white house with a sloped roof and large windows, surrounded by a neatly manicured lawn.

Airbnb vs Renting Out Long-Term: Which Strategy is More Profitable?

Choosing between Airbnb vs renting out long-term has become more challenging as the rental market continues to evolve. Slowing supply growth balanced the short-term rental...

  • 13 Min Read
A person with curly hair is smiling and holding an open folder while standing outside a modern brick building. They are wearing a black outfit, and there is greenery in the foreground and a tree in the background.

Charging Yourself a Management Fee for Short-Term Rental Properties

Running a short-term rental requires a lot of effort to bring in around $36,678 a year, so it’s only fair to pay yourself for all...

  • 8 Min Read
ABCs of Accounting and Bookkeeping for Airbnb Investors

Complete Guide to Airbnb Accounting and Bookkeeping

While you can make good money as an Airbnb host, running your place can cost quite a bit. Most hosts earn around $13,800 a year,...

  • 9 Min Read
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© 2025, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 6/1/2025. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn up to 1.56% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn up to 2.35% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn up to 2.72% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.