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Tenant Insights

texas landlord tenant law

Texas Landlord Tenant Law: Understanding Your Rights

What Defines a Lease Agreement in Texas? In Texas, a lease agreement outlines rights and duties for landlords and tenants. A written agreement is mandatory...

  • 3 Min Read
8 Things to Consider Before Renting Your First Apartment

8 Things to Consider Before Renting Your First Apartment

Renting your first apartment is an exciting rite of passage. Yet, the pandemic’s instability and inflation make this process intimidating for many. There is a...

  • 3 Min Read
Private Landlord & Property Manager: Which is Better for a Tenant?

Private Landlord & Property Manager: Which is Better for a Tenant?

Rental properties are usually managed by private landlords (aka independent landlords) or a property management company. On the surface, these roles are fairly similar. But...

  • 3 Min Read
Eviction in 2022: What Tenants Need to Know

Eviction in 2024: What Tenants Need to Know

What do tenants need to know about eviction in 2024? Learn how eviction works, how to prepare, and how eviction affects your credit score....
  • 4 Min Read
How to Find Local Private Landlords?

How to Find Local Private Landlords?

The advantages and disadvantages of being a private landlord are frequently debated, but little is said about how it affects tenants. There can be many...

  • 5 Min Read
How to Pay Rent with a Credit Card

How to Pay Rent with a Credit Card

In the era of automation, one way to simplify your finances is to use your credit card for regular monthly payments. Expenses like car insurance,...

  • 4 Min Read
Full Guide to How to Avoid Rental Scams

Full Guide: How to Avoid Rental Scams

Many states suffer from overwhelming demand for places to rent and a scarcity of available rental properties. That kind of environment – where people are...

  • 5 Min Read

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Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

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