Earn up to 3.35% APY2.  No account fees. No minimum balances.

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Real Estate Banking

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Best High APY Savings Account for Investors 2025

For investors, managing cash reserves is a critical part of a balanced strategy. While growth investments are essential, having accessible funds is crucial for liquidity...

  • 12 Min Read
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Annual Percentage Yield (APY) Savings Accounts for Real Estate

For real estate investors and landlords, managing finances involves more than just collecting rent and paying expenses. It also means strategically handling funds set aside...

  • 6 Min Read
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High APY Savings Accounts vs. Checking Accounts for Landlords

Managing your rental property finances effectively is crucial for profitability and compliance. Two key tools for handling your money are high-yield savings and checking accounts....

  • 7 Min Read
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Bank Account with Sub-Accounts: Benefits for Real Estate Investors

Managing the finances for multiple rental properties can feel overwhelming. Juggling income, expenses, reserves, and security deposits across different properties often leads to commingled funds...

  • 4 Min Read
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What Is an ACH Payment? Guide to Automated Clearing House Transfers

Collecting rent manually often involves paper checks, trips to the bank, and uncertain timelines. As a landlord, you need reliable, efficient ways to manage your...

  • 7 Min Read
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How Does APY Work in a Savings Account?

Understanding how your savings grow is fundamental to smart financial management, especially for real estate investors managing rental property funds. Annual Percentage Yield (APY) is...

  • 5 Min Read
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How to Set Up Multiple Bank Accounts for Rental Properties

Managing finances for multiple rental properties can quickly become complex. Without a clear system, tracking income, expenses, and security deposits becomes a challenge. Establishing dedicated...

  • 9 Min Read
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Landlord Guide to Pay with ACH Online for Accounts Payable

Managing rental properties involves more than just collecting rent; you also handle a significant number of outgoing payments. From contractors and suppliers to utilities and...

  • 5 Min Read
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Can You Have Multiple Bank Accounts as a Landlord?

Managing finances for rental properties can become complex, especially as your portfolio grows. Keeping personal and business finances separate is fundamental. Establishing a clear banking...

  • 7 Min Read
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Best Capital Reserve​ Account for Rental Real Estate 2025

Managing rental properties involves more than just collecting rent checks. Savvy real estate investors understand the importance of planning for future expenses, especially large, infrequent...

  • 6 Min Read
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© 2025, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 6/1/2025. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn up to 1.56% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn up to 2.35% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn up to 2.72% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.