Earn up to 3.35% APY2.  No account fees. No minimum balances.

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Real Estate Banking

A row of modern suburban houses with well-maintained lawns and gardens on a sunny day. A sidewalk runs parallel to the homes, and the trees along the street have autumn foliage.

VRBO Host Requirements & Rules 2025

As of 2024, the global vacation rental market has reached $134.51 billion, with Vrbo showing an impressive 18.2% year-over-year revenue increase. With a 21% market...

  • 15 Min Read
A person in a denim jacket is at a desk, holding a pen and multiple receipts. They are using a laptop and writing in a notebook. The scene suggests financial planning or budgeting.

Common Airbnb Expenses & How to Track Them

Airbnb, Vrbo, and other vacation rental sites might track your bookings, but what about those everyday costs that chip away at your profits? Without a...

  • 9 Min Read
A person wearing a white shirt holds a blue credit card in their left hand while using a laptop with their right hand. A notebook with some writing is visible on the desk next to them.

Why Landlords Need a Separate Bank Account for Rental Property

Although not mandatory in all states, creating a separate bank account for rental property transactions can simplify your finances and make tax time much easier....

  • 5 Min Read

Guide to Collecting and Managing Security Deposits

When tenants move in, they pay a security deposit that’s held by a landlord until the lease ends. It covers any damages beyond normal wear...

  • 15 Min Read
A man with a concerned expression, wearing glasses and a sweater over a collared shirt, looks at financial information. The screen displays account balances: Main Account with $3,450, and Security Deposit with $4,530.

10 Best Banks for Real Estate Investors

Real estate investing starts with setting up a bank account. There are many options, but banks that work for personal finances won’t necessarily have all...

  • 11 Min Read
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Best Banks for Airbnb and Short-Term Rental Owners

Short-term rental properties can bring in some serious cash, but they’re a hands-on (side or full-time) hustle with a lot of moving parts when it...

  • 6 Min Read
Two people at a table laden with paperwork, a laptop, and a small house model discuss opening an escrow account. One person points to documents on a clipboard while a calculator lies nearby, suggesting negotiations about real estate or financial transactions.

How to Open an Escrow Account for Security Deposits: A Step-by-Step Guide

Escrow accounts for security deposits offer protection and peace of mind for both landlords and tenants. It’s a secure way to handle funds, ensuring the...

  • 10 Min Read
Baselane Launches Landlord Banking

Baselane Launches Landlord Banking

Banking for landlords just got easier. Baselane, the most comprehensive financial solution for landlords, now offers Landlord Banking, meaning landlords can save time and money...

  • 2 Min Read

© 2024, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.