Earn up to 3.35% APY2.  No account fees. No minimum balances.

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Guides

Florida Guide: Landlord and Tenant Rights & Obligations

Florida Guide: Landlord and Tenant Rights & Obligations

Being a landlord isn’t always sunshine and rainbows. You will occasionally find yourself in a dispute with a tenant, and courts tend to be more...

  • 6 Min Read
Ultimate Guide to BRRRR Method

Ultimate Guide to BRRRR Method for Real Estate Investment

Key Takeaways BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat, a strategy for building a real estate portfolio and generating passive income. Find undervalued properties...

  • 4 Min Read
Rent Negotiation Guide for Landlords

Rent Negotiation Guide for Landlords

Setting the right rent can be challenging. If the rent is too high, you risk taking on expensive vacancies. If it’s too low, you risk...

  • 5 Min Read
Tax Guide for Buying & Selling Real Estate in 2022

Tax Guide for Buying & Selling Real Estate

One of the main benefits behind investing in real estate is the tax breaks that an investor, and owner of an income property, can receive....

  • 7 Min Read

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Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 18/09/24. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn 1.75% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn 2.64% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn 3.06% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening.

3Terms and conditions apply to the cash back rewards program. 1% cash back is credited instantly following purchase with no maximum spend. No minimum spend applies. ATM transactions, the purchase of money orders or cash equivalents, and account funding made with your debit card are not eligible for cash back. Please refer to the Rewards Terms and Conditions for more details.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.