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Saad Dar

A woman smiling while looking at a laptop, holding a credit card in her hand, suggesting she is shopping or banking online in a cozy indoor setting.

How to Get a High-Yield Savings Account in 5 Easy Steps

Looking to earn more on your idle cash? A high-yield savings account (HYSA) is an easy way to generate returns on security deposits and reserves...

  • 7 Min Read

High-Yield Online Savings Account Benefits for Rental Property Owners

Managing rental income isn’t just about collecting payments, it’s about putting that money to work. A high-yield online savings account (HYSA) is a smart way...

  • 9 Min Read
A row of modern, single-story white houses with gray roofs, neatly trimmed lawns, and small trees lines a quiet suburban street under a cloudy sky—perfect for pondering the differences between a business vs personal bank account​.

Standard Length of Mortgage on Rental Property​

Finding the right mortgage term is important in building a successful rental property portfolio. Knowing the standard length of mortgage on a rental property can...

  • 7 Min Read

Best Digital Banking Solution for Real Estate in 2025

As a real estate investor or landlord, managing finances across multiple properties can feel like a tangled mess of spreadsheets and disparate accounts. Finding the...

  • 7 Min Read
Two people sit at a desk with financial documents, a calculator, and credit cards, discussing business vs personal bank account matters. One holds cash while the other gestures with a pen, highlighting the importance of organized payments. A small potted plant decorates the desk.

Reserve Fund Account for Landlords & Property Management

Unexpected costs are an inevitable part of owning rental property, from emergency repairs like a burst pipe to covering rent during a vacancy period. A...

  • 9 Min Read
Two people sit at a desk with financial documents, a calculator, and credit cards, discussing business vs personal bank account matters. One holds cash while the other gestures with a pen, highlighting the importance of organized payments. A small potted plant decorates the desk.

Everything Landlords Should Know About Operating Reserve Accounts

Unexpected repairs, sudden vacancies, or rising insurance costs can quickly disrupt your rental property finances. As a landlord, managing these curveballs requires financial readiness. This...

  • 8 Min Read
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Business vs. Personal Bank Accounts for Rental Income

When it comes to managing rental income, how you bank matters more than you might think. You may be tempted to use your personal checking...

  • 8 Min Read
A row of modern, colorful townhouses with pitched roofs and balconies lines the street, where parked cars suggest residents balancing business vs personal bank account needs under a clear blue sky on a sunny day.

Vacation Rental Income Tax | Rules and Rates 2025

Understanding taxes on vacation rental income is important for maximizing your earnings and staying compliant if you own a vacation rental. In 2025, the IRS...

  • 11 Min Read
A person holds a credit card over a table with receipts, a calculator app on a smartphone, euro bills, and financial documents, suggesting budgeting or tracking expenses like security deposit rent.

Best Online Business Checking Accounts of 2025

As a landlord managing rental properties, your finances require more sophistication than the average business owner. Between tracking rent payments, managing property-specific expenses, handling security...

  • 5 Min Read
A person hands over a key to another signing a rental agreement on a clipboard, with a small model house and calculator on the table—highlighting important details like choosing between a business vs personal bank account​.

Security Deposit for Rent: What It Is, How Much, and When It’s Due

Security deposit rent is one of the most important and often debated parts of any rental agreement. For landlords, it’s a way to protect the...

  • 13 Min Read
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© 2025, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 6/1/2025. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn up to 1.56% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn up to 2.35% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn up to 2.72% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.