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Saad Dar

Two people exchange a stack of U.S. hundred dollar bills over a desk, with documents and an envelope visible, suggesting a financial transaction or discussion related to HOA bank services.

Banks that Offer Home Equity Loans on Rental Property

As a rental property owner, you build valuable equity in your investments over time. Accessing this equity can provide funds for renovations, acquiring new properties,...

  • 7 Min Read
A modern two-story house with pale green siding, white trim, a pink front door, and a double garage stands on a well-kept lawn at dusk—ideal for families seeking comfort and eligible for HOA bank services.

The Investor’s Guide to Single-Family Rental Loans

Keeping tabs on rental property finances isn’t always straightforward. With income, expenses, and maintenance costs constantly in motion, it’s easy to lose track of your...

  • 6 Min Read
A woman uses a power sander on a wooden board while smiling. In the background, a man installs or fixes electrical wiring in a bright room under renovation, perhaps preparing the space to support HOA bank services​ for future residents.

A Guide to Financing Rental Property Renovations

Investing in rental property often involves strategic renovations to boost value and attract quality tenants. However, funding these upgrades can present a unique challenge for...

  • 8 Min Read
A person writes in a notebook while using a laptop, surrounded by charts, graphs, and a calculator on a desk—suggesting financial analysis or business planning involving HOA bank services.

Best Accounting Software for Real Estate Flippers in 2025

Navigating the real estate market in 2025 presents unique challenges for flippers, including margin pressure from rising costs. Accurate accounting is not just about tracking...

  • 6 Min Read
A suburban street lined with houses, cars parked by the curb, and trees with sparse green leaves on a clear day—much like considering business vs personal bank account​ options for managing your finances in a vibrant community.

Homeowners Association (HOA) Reserve Fund Account for 2025

Managing a homeowners association (HOA) involves many responsibilities, from day-to-day operations to long-term planning. A critical component of responsible HOA management is the homeowners association...

  • 8 Min Read

Best Real Estate Accounting Software for Investors

Managing finances for real estate investments can quickly become complex. Tracking rental income, classifying expenses, handling security deposits, and preparing for tax season requires meticulous...

  • 8 Min Read
A man wearing a suit jacket and collared shirt stands outdoors, smiling as he looks at his smartphone—perhaps checking the latest top 10 rental property management software. Green trees and a metal structure are visible in the blurred background.

Top 10 Rental Property Management Software

Managing rental properties involves a multitude of tasks, from screening tenants and collecting rent to tracking expenses and coordinating maintenance. Without the right systems, these...

  • 16 Min Read
A woman with dark hair, wearing a gray cardigan and white top, smiles while holding a tablet near a window. She researches business vs personal bank account​ options against the backdrop of a blurred cityscape.

Best Real Estate Management Software for 2025

Managing rental properties can feel like navigating a maze of leases, payments, maintenance requests, and financial records. As your portfolio grows, the complexity multiplies. Many...

  • 9 Min Read
A woman in a yellow blazer smiles while handing a document to a receptionist at a modern office, possibly opening a business vs personal bank account. Another person stands in the background near sleek glass walls.

How to Separate and Organize Money in Bank Accounts for Rentals

Managing rental properties means handling a steady flow of income and expenses, rent payments, bills, taxes, repairs, and reserves. Without a clear system, it’s easy...

  • 6 Min Read
A smiling man in a blue shirt hands a passport to a woman across a desk in a bright office, possibly at a travel agency or hotel reception, where brochures and computers sit alongside leaflets about business vs personal bank accounts.

Sole Proprietorship Bank Account: Requirements and Best Options for Landlords

Operating a rental property business as a sole proprietor offers simplicity, but managing finances can quickly become complex. You might wonder if you need a...

  • 7 Min Read
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© 2025, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 6/1/2025. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn up to 1.56% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn up to 2.35% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn up to 2.72% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.