Earn up to 3.35% APY2.  No account fees. No minimum balances.

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Saad Dar

A man in a blue blazer sits at a desk with architectural models, working on a laptop and holding a pen, perhaps reviewing documents about business vs personal bank account​ options. Shelves, a lamp, and office supplies are visible in the background.

Property Management Software for Landlords: Step-by-Step Guide

Managing rental properties effectively requires significant time and organizational skill. Independent landlords often face challenges juggling tasks like collecting rent, tracking expenses, handling maintenance requests,...

  • 8 Min Read
A person holds a credit card in one hand and a smartphone in the other, sitting at a desk with an open laptop, a notebook, and a pen in soft natural light.

How to Choose a Bank for a Real Estate Business

Choosing the right bank for your real estate business is more than just finding a place to park your money. Your banking partner should help...

  • 7 Min Read
A person hands a stack of U.S. $100 bills to another individual across a desk with a laptop, a tablet displaying a chart, and a calculator—perhaps discussing how to choose a bank for managing their finances.

How to Record Cash Paid for Rent | Easy & Accurate Rent Tracking Guide

Collecting rent in cash might seem old-school, but for many, it’s still a common reality, especially in smaller portfolios or with long-term tenants. The key...

  • 10 Min Read
Two people are seen in a close-up exchange: one hands over a set of keys with a house-shaped keychain, while the other offers a stack of hundred-dollar bills. The background is blurred.

How Much is a Security Deposit​? Landlord Guide 2025

Key takeaways With the average U.S. rent reaching $1,980 in February 2025—a 3.5% increase from the previous year—determining the right security deposit amount is more...

  • 6 Min Read
A couple stands outside a modern house with large windows and wooden panel accents, discussing how to avoid bank fees, surrounded by landscaped green bushes and plants on a sunny day.

2025 Airbnb Security Deposit Guide for Hosts

Managing security deposits for your Airbnb property has gone through significant changes in recent years. While major damage claims are rare (under 0.004% of bookings),...

  • 6 Min Read
A woman sits at a table with a laptop, calculator, and notepad, counting dollar bills and looking concerned as she researches how to avoid bank fees.

Move-In Fee vs. Security Deposit Fee​: What’s the Difference?

The two typical upfront costs for new tenants are security deposits and move-in fees, but they serve different purposes. Understanding the difference will help you...

  • 8 Min Read
A woman and a man sit at a desk with papers, a laptop, and cash. The woman points at the laptop screen while the man counts dollar bills. They appear to be discussing finances in a modern office setting.

How to Avoid Bank Fees: Smart Banking Strategies for Landlords

Bank fees may seem small, but they add up fast and eat into your revenue. As a landlord or property manager, every dollar matters, whether...

  • 10 Min Read
Two people are focused on a computer monitor. One is pointing at the screen, while the other holds a tablet. They appear to be in an office setting with shelves and plants in the background.

What to Look for in a Business Bank Account for Landlords

Taxes are complicated enough, and mixing income and expenses for all your properties in one general business bank account makes it nearly impossible to keep...

  • 9 Min Read
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Real Estate Investor Sentiment Remains Strong Despite Rising Costs According to Baselane

81% of surveyed investors plan to grow their portfolio over the next two years in the face of housing headwinds....
  • 4 Min Read
How to manage vacation rental proeprty

11 Steps to Manage Your Vacation Rental Property

Over the last few years, active vacation rental property listings in the US have gone up 56% as more investors and property owners are capitalizing...

  • 4 Min Read
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© 2025, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 6/1/2025. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn up to 1.56% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn up to 2.35% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn up to 2.72% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.