Earn up to 3.35% APY2.  No account fees. No minimum balances.

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Real Estate Investing

A quiet street lined with colorful wooden houses and buildings, featuring steep gabled roofs under a blue sky with soft clouds. The scene appears calm and empty with no people or cars present.

Real Estate Cash Flow: How to Maximize Income from Your Rental Properties

As a real estate investor or independent landlord, understanding and maximizing your property’s cash flow is essential for long-term success. Positive cash flow allows you...

  • 7 Min Read
A row of modern, single-story white houses with gray roofs, neatly trimmed lawns, and small trees lines a quiet suburban street under a cloudy sky—perfect for pondering the differences between a business vs personal bank account​.

Standard Length of Mortgage on Rental Property​

Finding the right mortgage term is important in building a successful rental property portfolio. Knowing the standard length of mortgage on a rental property can...

  • 7 Min Read
Aerial view of a suburban neighborhood with red-tiled roofs, arranged along winding roads—each home reflecting careful planning, much like choosing a business vs personal bank account for managing finances.

Buying a Second Home in 2025: Costs, Taxes, and Financing

Buying a second home can be an exciting step, whether you plan to use it as a vacation spot, a future retirement home, or a...

  • 9 Min Read
A man in a light gray polo shirt and jeans stands outside by beige shuttered doors, leaning against the frame with one hand on his chin, appearing thoughtful—perhaps weighing the choice between a business vs personal bank account. Bright sunlight and greenery fill the background.

How to Calculate Return on Investment for a Rental Property in 2025

Understanding the financial performance of your rental properties is crucial for success as a real estate investor. Return on Investment (ROI) is a key metric...

  • 7 Min Read
Man smiling outside a house with a wooden door and large window in the background. He is wearing a light green sweater and has short, slightly graying hair. The background includes a garden with flowers.

Real Estate Investor Sentiment Remains Strong Despite Rising Costs According to Baselane

81% of surveyed investors plan to grow their portfolio over the next two years in the face of housing headwinds....
  • 4 Min Read

Landlord Insights: Managing Properties in Multiple States

"Our portfolio almost doubled overnight. We quickly learned that we would have to upgrade our systems to manage and keep track of all the information."...
  • 2 Min Read
quickbook alternatives for real estate investors

10 Best QuickBooks Alternatives for Real Estate Investors

If you’re considering switching from QuickBooks to AI accounting software for rental real estate with features that make rental property management easier, you’re in the...

  • 7 Min Read
A group of people sit around a table discussing documents in a cozy kitchen setting. Two people are smiling and looking at charts, while someone points to the papers. There are glasses of water and a cup of coffee on the table.

How to Get a Loan for Rental Property 2025

To qualify for a rental property loan in 2025, most lenders require a minimum credit score of 680 and a down payment of 15–25%. Interest...

  • 15 Min Read
A person with gray hair and glasses stands outside, arms crossed, looking to the side. They are in front of a modern white house with a sloped roof and large windows, surrounded by a neatly manicured lawn.

Airbnb vs Renting Out Long-Term: Which Strategy is More Profitable?

Choosing between Airbnb vs renting out long-term has become more challenging as the rental market continues to evolve. Slowing supply growth balanced the short-term rental...

  • 13 Min Read
A man sits on the floor in a living room, leaning on a sofa with yellow pillows, using a laptop. Overlaid are digital card graphics showing account balances: Main Account with $3,450 and Security Deposit with $4,530.

12 Best Banks for Real Estate Investors

Real estate investing starts with setting up a bank account. However, banks that work for personal finances won’t necessarily have all the features you need...

  • 21 Min Read
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© 2025, Skylight Financial Services Inc. (Baselane). All Rights Reserved.

Baselane is a financial technology company and is not a bank. Banking services provided by Thread Bank, Member FDIC. The Baselane Visa Debit Card is issued by Thread Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. and may be used anywhere Visa cards are accepted. FDIC insurance is available for funds on deposit through Thread Bank, Member FDIC. Pass-through insurance coverage is subject to conditions.

1Your deposits qualify for up to $3,000,000 in FDIC insurance coverage when placed at program banks in the Thread Bank deposit sweep program. Your deposits at each program bank become eligible for FDIC insurance up to $250,000, inclusive of any other deposits you may already hold at the bank in the same ownership capacity. You can access the terms and conditions of the sweep program at https://thread.bank/sweep-disclosure/ and a list of program banks at https://thread.bank/program-banks/. Please contact customerservice@thread.bank with questions regarding the sweep program. Pass-through insurance coverage is subject to conditions.

2The Annual Percentage Yield (APY) on your Savings Account is accurate as of 6/1/2025. Total balances across Checking Accounts and Savings Accounts are used to calculate APY tier, but only money in Savings Accounts is eligible for interest. Total balances less than $10,000 earn up to 1.56% APY for Savings Accounts. Total balances between $10,000 and $24,999 earn up to 2.35% APY for Savings Accounts. Total Balances between $25,000 and $49,999 earn up to 2.72% APY for Savings Accounts. Total balances of $50,000 or more earn 3.35% APY for Savings Account. Rates are variable and are subject to change after account opening. An APY bonus is applied to accounts that collect rent via Baselane banking within the prior calendar month.

4Some states require an interest-bearing escrow account for security deposits while some don’t require interest. User is responsible to check state laws along with rules for collecting and reimbursing a refundable security deposit. A brief overview of security deposit laws for escrow accounts in all 50 states can be found here.

6 Only new Baselane banking customers are eligible to receive the bonus. To receive the bonus, you must deposit $500 into your Baselane Business Deposit account and maintain this balance for 30 days before 12/31/2025. Once you have met this requirement, the $100 bonus will be paid out within 30 days. See terms for details.

*All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.